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Payment & Billing

Merchantry vs Square: Pricing Comparison 2026

Side-by-side pricing comparison of Merchantry and Square. See all plans, features, and costs at a glance.

Bottom line: Merchantry starts at Custom pricing and Square starts at $35/mo. Compare all 3 pricing tiers side by side.

Last updated: March 16, 2026

Data compiled by Arthur Jacquemin
Updated March 16, 2026

Merchantry vs Square: Quick Pricing Facts

FeatureMerchantrySquare
Starting PriceCustom pricing$35/mo
Number of Plans12
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Merchantry and Square are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 3 pricing plans with 9 features compared, so the best choice comes down to which features match your needs.

Square stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Merchantry
Merchantry
Try it free
Tier 1
Standard
Custom pricing
Includes
  • E-commerce analytics
  • Product insights
Start with Standard
Free
$0/monthCheapest
Includes
  • End-to-end encrypted payments
  • Active fraud prevention
  • Next day transfers
  • Offline payments
Start with Free
Tier 2
Square Payroll
$35/monthCheapest
$5 / year
Includes
  • Full-service payroll
  • Starting at $35 per month
  • $6 per person paid
Start with Square Payroll

Swipe to compare plans →

Merchantry

Payment operations and merchant services platform

View all Merchantry plans

Square

Payment processing for in-person and online transactions

View all Square plans
Our Pick

Square

Square offers a free plan, offers 2 tiers vs 1.

Based on pricing data only. Review the full comparison below for your specific needs.

Best value: Square

Try Square free

Which Should You Choose?

Choose Merchantry if:

  • Your team needs custom enterprise pricing—Merchantry offers negotiated terms for large deployments
  • You prioritize Merchantry's user experience and interface over price (both tools are similarly priced)
  • Merchantry's single-tier usage-based structure gives clearer cost visibility for budget planning

Choose Square if:

  • You need a free plan with End-to-end encrypted payments, Active fraud prevention—Square offers no-cost access with no credit card required
  • You need 2 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
  • You want more features built-in—Square offers 5 additional features across its plans

Square offers a free plan [1], eliminating the cost barrier for evaluation, while Merchantry requires paid subscription from the start. This gives Square a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Square's free tier, upgrading to a paid plan at approximately $35/mo provides substantial additional functionality. Compare this pricing path against Merchantry's tiering starting at Custom pricing to assess total cost of ownership over 12 months. Square's 2 tiers provide flexibility at different budgets, while Merchantry's 1 tier structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Square is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.

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Frequently Asked Questions: Merchantry vs Square

How many pricing plans does Merchantry have vs Square?
Merchantry offers 1 pricing plan, while Square offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Merchantry or Square offer a free plan?
Square offers a free plan, while Merchantry does not. If budget is a concern, Square lets you get started at no cost.
Can I save money by paying annually for Merchantry or Square?
Both Merchantry and Square offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Merchantry or Square offer custom enterprise pricing?
Merchantry offers a custom-priced enterprise tier for larger teams. Square lists all its pricing publicly.
How do Merchantry and Square compare for Payment & Billing?
Both Merchantry and Square are Payment & Billing tools. Merchantry offers 1 plan starting at Custom pricing, while Square offers 2 plans starting at $35/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.

Sources

  1. Merchantry Official PricingVendor pricing page
  2. Square Official PricingVendor pricing page

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