Adyen vs PayPal Business: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and PayPal Business. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo and PayPal Business starts at Custom pricing. Compare all 5 pricing tiers side by side.
Last updated: March 16, 2026
Adyen vs PayPal Business: Quick Pricing Facts
| Feature | Adyen | PayPal Business |
|---|---|---|
| Starting Price | $0.13/mo | Custom pricing |
| Number of Plans | 2 | 3 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen and PayPal Business are both priced at $0.13/mo, making them equally accessible Payment & Billing tools. Together they offer 5 pricing plans with 15 features compared, so the best choice comes down to which features match your needs.
PayPal Business stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try it free |  PayPal Business Try it free |
|---|---|---|
| Tier 1 | Processing fee $0/month | Free $0/monthCheapest Includes
|
| Tier 2 | Payment method fee $0/monthCheapest | Business Custom pricing Includes
|
| Tier 3 | — | Enterprise Custom pricing Includes
|
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PayPal Business
PayPal Business offers a free plan, offers 3 tiers vs 2.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: PayPal Business
Try PayPal Business freeWhich Should You Choose?
Choose Adyen if:
- •You prioritize Adyen's user experience and interface over price (both tools are similarly priced)
- •Adyen's 2-tier usage-based structure gives clearer cost visibility for budget planning
- •Adyen's focused feature set keeps your team in control without tool bloat
Choose PayPal Business if:
- •You need a free plan with Accept payments, Invoicing—PayPal Business offers no-cost access with no credit card required
- •You need 3 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—PayPal Business offers 15 additional features across its plans
- •Your team needs custom enterprise pricing—PayPal Business offers negotiated terms for large deployments
PayPal Business offers a free plan [1], eliminating the cost barrier for evaluation, while Adyen requires paid subscription from the start. This gives PayPal Business a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow PayPal Business's free tier, upgrading to a paid plan at approximately Custom pricing provides substantial additional functionality. Compare this pricing path against Adyen's tiering starting at $0.13/mo to assess total cost of ownership over 12 months. PayPal Business's 3 tiers provide flexibility at different budgets, while Adyen's 2 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, PayPal Business is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Adyen vs PayPal Business
How many pricing plans does Adyen have vs PayPal Business?
Does Adyen or PayPal Business offer a free plan?
Does Adyen or PayPal Business offer custom enterprise pricing?
How do Adyen and PayPal Business compare for Payment & Billing?
Sources
- Adyen Official Pricing— Vendor pricing page
- PayPal Business Official Pricing— Vendor pricing page
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