Adyen vs PayPal Business: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and PayPal Business. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo and PayPal Business starts at Custom pricing. Compare all 5 pricing tiers side by side.
Last updated: July 6, 2026
PayPal Business - PayPal is easier to start with and trusted by customers; Adyen is better for high-volume merchants.
Adyen vs PayPal Business: Quick Pricing Facts
| Feature | Adyen | PayPal Business |
|---|---|---|
| Starting Price | $0.13/mo | Custom pricing |
| Number of Plans | 2 | 3 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen and PayPal Business are both priced at $0.13/mo, making them equally accessible Payment & Billing tools. Together they offer 5 pricing plans with 15 features compared, so the best choice comes down to which features match your needs.
PayPal Business stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try free |  PayPal Business Try free |
|---|---|---|
| Tier 1 | Processing fee $0/month | Free $0/monthCheapest Includes
|
| Tier 2 | Payment method fee $0/monthCheapest | Business Custom pricing Includes
|
| Tier 3 | - | Enterprise Custom pricing Includes
|
← Swipe to compare plans →
Ready to get started? Try either tool free — no credit card required.
PayPal Business
PayPal is easier to start with and trusted by customers; Adyen is better for high-volume merchants.
Based on pricing data only. Review the full comparison below for your specific needs.
Try PayPal Business freeFree plan availableWhich Should You Choose?
Choose Adyen if:
- •You need a unified payment platform across in-store, online, and API channels
- •You process high volumes and need advanced fraud management and acquiring
- •You want a single global payment infrastructure contract
Choose PayPal Business if:
- •Your customers expect PayPal as a checkout option and trust the PayPal brand
- •You want fast setup with no custom contract negotiation
- •You need PayPal's buyer protection to reduce chargebacks in your checkout
PayPal Business charges 3.49% + $0.49 per transaction for standard payments. Adyen requires negotiated contracts but offers better rates at scale. PayPal is ubiquitous - many customers prefer it, and its trust factor reduces cart abandonment. Adyen is better for high-volume merchants who want infrastructure control. Most businesses offer both: Adyen for cards, PayPal as an alternative checkout method.
Frequently Asked Questions: Adyen vs PayPal Business
How many pricing plans does Adyen have vs PayPal Business?
Does Adyen or PayPal Business offer a free plan?
Does Adyen or PayPal Business offer custom enterprise pricing?
How do Adyen and PayPal Business compare for Payment & Billing?
Sources
- Adyen Official Pricing- Vendor pricing page
- PayPal Business Official Pricing- Vendor pricing page
Related Articles
Best Payment Processing Software Pricing Compared (2026)
Stripe (2.9%+30¢), Square (2.6%+10¢), Paddle (5%+50¢), PayPal (3.49%+49¢). Full breakdown of transaction fees, monthly costs, and hidden fees for SaaS billing.
Stripe vs Square Pricing 2026: Which Payment Processor Costs Less?
Stripe vs Square pricing compared: transaction fees, monthly costs, international cards, dispute fees, and which payment processor is better value for online businesses, in-person retailers, and mixed models in 2026.
Track Price Changes
Get notified when pricing changes for these tools.