Adyen vs Paystack: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and Paystack. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo and Paystack starts at Custom pricing. Compare all 6 pricing tiers side by side.
Last updated: July 6, 2026
Paystack - Paystack is the right choice for Africa-focused payment processing.
Adyen vs Paystack: Quick Pricing Facts
| Feature | Adyen | Paystack |
|---|---|---|
| Starting Price | $0.13/mo | Custom pricing |
| Number of Plans | 2 | 4 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen and Paystack are both priced at $0.13/mo, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 12 features compared, so the best choice comes down to which features match your needs.
Paystack stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try free |  Paystack Try free |
|---|---|---|
| Tier 1 | Processing fee $0/month | |
| Tier 2 | Payment method fee $0/month | Standard $0/monthCheapest Includes
|
| Tier 3 | - | PremiumPopular $0/monthCheapest Includes
|
| Tier 4 | - | Enterprise Custom pricing Includes
|
← Swipe to compare plans →
Ready to get started? Try either tool free — no credit card required.
Paystack
Paystack is the right choice for Africa-focused payment processing.
Based on pricing data only. Review the full comparison below for your specific needs.
Try Paystack freeFree plan availableWhich Should You Choose?
Choose Adyen if:
- •You need global payment acceptance across 150+ countries with advanced fraud tools
- •Your business processes large volumes needing enterprise-grade infrastructure
- •You operate across multiple payment channels globally
Choose Paystack if:
- •Your primary market is Nigeria, Ghana, South Africa, or other African countries
- •You need local African payment methods and faster settlement in local currency
- •You want transparent startup-friendly pricing with no minimum volumes
Paystack (owned by Stripe) is the leading payment gateway for Africa, with strong support in Nigeria, Ghana, and South Africa. Adyen has limited African local payment coverage. For African-market businesses, Paystack's local acquiring relationships, lower fees, and mobile money support make it the clear winner. For global enterprise operations outside Africa, Adyen is more capable.
Frequently Asked Questions: Adyen vs Paystack
How many pricing plans does Adyen have vs Paystack?
Does Adyen or Paystack offer a free plan?
What is the most popular Paystack plan?
Does Adyen or Paystack offer custom enterprise pricing?
How do Adyen and Paystack compare for Payment & Billing?
Sources
- Adyen Official Pricing- Vendor pricing page
- Paystack Official Pricing- Vendor pricing page
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