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Payment & Billing

Adyen vs Square: Pricing Comparison 2026

Side-by-side pricing comparison of Adyen and Square. See all plans, features, and costs at a glance.

Bottom line: Adyen starts at $0.13/mo, making it $35/mo cheaper than Square ($35/mo). Square offers a free plan.

Last updated: March 16, 2026

Data compiled by Arthur Jacquemin
Updated March 16, 2026

Adyen vs Square: Quick Pricing Facts

FeatureAdyenSquare
Starting Price$0.13/mo$35/mo
Number of Plans22
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Adyen is the more affordable option, starting at $0.13/mo compared to Square's $35/mo. Both are Payment & Billing tools with 4 combined pricing plans and 7 features compared.

Square stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Tier 1
Processing fee
$0/month
Start with Processing fee
Free
$0/monthCheapest
Includes
  • End-to-end encrypted payments
  • Active fraud prevention
  • Next day transfers
  • Offline payments
Start with Free
Tier 2
Payment method fee
$0/monthCheapest
Start with Payment method fee
Square Payroll
$35/month
$5 / year
Includes
  • Full-service payroll
  • Starting at $35 per month
  • $6 per person paid
Start with Square Payroll

Swipe to compare plans →

Adyen

Enterprise payment platform for global commerce

View all Adyen plans

Square

Payment processing for in-person and online transactions

View all Square plans
Our Pick

Square

Square offers a free plan.

Based on pricing data only. Review the full comparison below for your specific needs.

Best value: Square

Try Square free

Which Should You Choose?

Choose Adyen if:

  • You want lower per-user costs—Adyen starts at $0.13/mo, saving $34.87/mo compared to Square at $35/mo
  • Adyen's 2-tier usage-based structure gives clearer cost visibility for budget planning
  • You value Adyen's specific feature progression from free to advanced tier levels

Choose Square if:

  • You need a free plan with End-to-end encrypted payments, Active fraud prevention—Square offers no-cost access with no credit card required
  • You want more features built-in—Square offers 7 additional features across its plans
  • You want Square's approach to incremental feature unlocking across its 2 pricing tiers

Square offers a free plan [1], eliminating the cost barrier for evaluation, while Adyen requires paid subscription from the start. This gives Square a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Square's free tier, upgrading to a paid plan at approximately $35/mo provides substantial additional functionality. Compare this pricing path against Adyen's tiering starting at $0.13/mo to assess total cost of ownership over 12 months. Square's 2 tiers provide flexibility at different budgets, while Adyen's 2 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Square is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.

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Frequently Asked Questions: Adyen vs Square

Which is cheaper, Adyen or Square?
As of March 2026, Adyen starts at a lower price point. Adyen starts at $0.13/mo while Square starts at $35/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Adyen have vs Square?
Adyen offers 2 pricing plans, while Square offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Adyen or Square offer a free plan?
Square offers a free plan, while Adyen does not. If budget is a concern, Square lets you get started at no cost.
Can I save money by paying annually for Adyen or Square?
Both Adyen and Square offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
How do Adyen and Square compare for Payment & Billing?
Both Adyen and Square are Payment & Billing tools. Adyen offers 2 plans starting at $0.13/mo, while Square offers 2 plans starting at $35/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.

Sources

  1. Adyen Official PricingVendor pricing page
  2. Square Official PricingVendor pricing page

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