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Payment & Billing

Adyen vs Square: Pricing Comparison 2026

Side-by-side pricing comparison of Adyen and Square. See all plans, features, and costs at a glance.

Bottom line: Adyen starts at $0.13/mo, making it $35/mo cheaper than Square ($35/mo). Square offers a free plan.

Last updated: June 15, 2026

Data compiled by Arthur Jacquemin
Updated June 15, 2026
Try Adyen freeTry Square freePrice updated yesterdayUpdated this month
Best Value

Square - Square is better for small businesses; Adyen is for large enterprises that can negotiate custom pricing.

Adyen vs Square: Quick Pricing Facts

FeatureAdyenSquare
Starting Price$0.13/mo$35/mo
Number of Plans22
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Adyen is the more affordable option, starting at $0.13/mo compared to Square's $35/mo. Both are Payment & Billing tools with 4 combined pricing plans and 7 features compared.

Square stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Square
Square
Try free
Tier 1
Processing fee
$0/month
Free
$0/monthCheapest
Includes
  • End-to-end encrypted payments
  • Active fraud prevention
  • Next day transfers
  • Offline payments
Tier 2
Payment method fee
Custom pricing
Square Payroll
$35/monthCheapest
$5 / year
Includes
  • Full-service payroll
  • Starting at $35 per month
  • $6 per person paid

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Adyen

Enterprise payment platform for global commerce

View all Adyen plans

Square

Payment processing for in-person and online transactions

View all Square plans
Our Pick

Square

Square is better for small businesses; Adyen is for large enterprises that can negotiate custom pricing.

Based on pricing data only. Review the full comparison below for your specific needs.

Try Square freeFree plan available

Which Should You Choose?

Choose Adyen if:

  • You need global payment acceptance across 150+ countries with custom contracts
  • Your business processes very high volumes requiring direct acquiring relationships
  • You need unified online, in-store, and marketplace payments globally

Choose Square if:

  • You are a small to mid-sized US business needing point-of-sale and online payments
  • You want free POS hardware to start and transparent flat-rate pricing
  • You need Square's inventory, appointments, and employee management tools

Square is built for small to mid-sized businesses with a strong POS focus. Square charges 2.6% + $0.10 for card-present transactions with free card readers. Adyen requires negotiated contracts with minimums. Square's free POS hardware and transparent pricing make it far easier for small businesses to start. Adyen is better for large enterprises needing global coverage and custom rates.

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Frequently Asked Questions: Adyen vs Square

Which is cheaper, Adyen or Square?
As of June 2026, Adyen starts at a lower price point. Adyen starts at $0.13/mo while Square starts at $35/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Adyen have vs Square?
Adyen offers 2 pricing plans, while Square offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Adyen or Square offer a free plan?
Square offers a free plan, while Adyen does not. If budget is a concern, Square lets you get started at no cost.
Can I save money by paying annually for Adyen or Square?
Both Adyen and Square offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Adyen or Square offer custom enterprise pricing?
Adyen offers a custom-priced enterprise tier for larger teams. Square lists all its pricing publicly.
How do Adyen and Square compare for Payment & Billing?
Both Adyen and Square are Payment & Billing tools. Adyen offers 2 plans starting at $0.13/mo, while Square offers 2 plans starting at $35/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Adyen Official Pricing- Vendor pricing page
  2. Square Official Pricing- Vendor pricing page

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