Adyen vs Stripe: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and Stripe. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo, making it $13/mo cheaper than Stripe ($13/mo). Stripe offers a free plan.
Last updated: March 16, 2026
Adyen vs Stripe: Quick Pricing Facts
| Feature | Adyen | Stripe |
|---|---|---|
| Starting Price | $0.13/mo | $13/mo |
| Number of Plans | 2 | 9 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen is the more affordable option, starting at $0.13/mo compared to Stripe's $13/mo. Both are Payment & Billing tools with 11 combined pricing plans and 26 features compared.
Stripe stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try it free |  Stripe Try it free |
|---|---|---|
| Tier 1 | Processing fee $0/month | |
| Tier 2 | Payment method fee $0/monthCheapest | Standard Pricing Custom pricing Includes
|
| Tier 3 | — | Managed Payments Custom pricing Includes
|
| Tier 4 | — | Billing $500/monthCheapest $42 / year Includes
|
| Tier 5 | — | Tax Complete $80/monthCheapest $7 / year Includes
|
| Tier 6 | — | Stripe Sigma $13/monthCheapest $1 / year Includes
|
| Tier 7 | — | Data Pipeline $57/monthCheapest $5 / year Includes
|
| Tier 8 | — | Revenue Recognition $20/monthCheapest $2 / year Includes
|
| Tier 9 | — | Custom Pricing Custom pricing Includes
|
Swipe to compare plans →
Stripe
Stripe offers a free plan, offers 9 tiers vs 2.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: Stripe
Try Stripe freeWhich Should You Choose?
Choose Adyen if:
- •You want lower per-user costs—Adyen starts at $0.13/mo, saving $12.87/mo compared to Stripe at $13/mo
- •You need predictable billing — Adyen's usage-based model avoids surprise overages
- •You value Adyen's specific feature progression from free to advanced tier levels
Choose Stripe if:
- •You need a free plan with No installation fees, No monthly fees—Stripe offers no-cost access with no credit card required
- •You need 9 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—Stripe offers 26 additional features across its plans
- •Your team needs custom enterprise pricing—Stripe offers negotiated terms for large deployments
Stripe offers a free plan [1], eliminating the cost barrier for evaluation, while Adyen requires paid subscription from the start. This gives Stripe a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Stripe's free tier, upgrading to a paid plan at approximately $13/mo provides substantial additional functionality. Compare this pricing path against Adyen's tiering starting at $0.13/mo to assess total cost of ownership over 12 months. Stripe's 9 tiers provide flexibility at different budgets, while Adyen's 2 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Stripe is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Adyen vs Stripe
Which is cheaper, Adyen or Stripe?
How many pricing plans does Adyen have vs Stripe?
Does Adyen or Stripe offer a free plan?
Can I save money by paying annually for Adyen or Stripe?
Does Adyen or Stripe offer custom enterprise pricing?
How do Adyen and Stripe compare for Payment & Billing?
Sources
- Adyen Official Pricing— Vendor pricing page
- Stripe Official Pricing— Vendor pricing page
Track Price Changes
Get notified when pricing changes for these tools.