Cashfree vs Paystack: Pricing Comparison 2026
Side-by-side pricing comparison of Cashfree and Paystack. See all plans, features, and costs at a glance.
Bottom line: Both Cashfree and Paystack offer free plans. Cashfree has 2 pricing tiers while Paystack has 4.
Last updated: July 2, 2026
Cashfree vs Paystack: Quick Pricing Facts
| Feature | Cashfree | Paystack |
|---|---|---|
| Starting Price | Custom pricing | Custom pricing |
| Number of Plans | 2 | 4 |
| Free Tier | Yes | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Cashfree and Paystack are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 20 features compared, so the best choice comes down to which features match your needs.
Both tools offer free plans, making them accessible for teams on a budget.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Cashfree Try free |  Paystack Try free |
|---|---|---|
| Tier 1 | StandardPopular $0/monthCheapest Includes
| |
| Tier 2 | Enterprise Custom pricing Includes
| Standard $0/monthCheapest Includes
|
| Tier 3 | - | PremiumPopular $0/monthCheapest Includes
|
| Tier 4 | - | Enterprise Custom pricing Includes
|
← Swipe to compare plans →
Ready to get started? Try either tool free — no credit card required.
Which Should You Choose?
Choose Cashfree if:
- •Your primary market is India and you need UPI, Netbanking, and Indian wallets
- •You want lower MDR rates for Indian payment processing
- •You need INR settlement and Indian banking integrations
Choose Paystack if:
- •Your primary market is Africa - Nigeria, Ghana, South Africa, or Kenya
- •You need local African payment methods and mobile money
- •You want Stripe-backed reliability for African transactions
Cashfree and Paystack are both leading payment gateways in their respective emerging markets - India and Africa. They have virtually no geographic overlap. Choose Cashfree for India-first businesses and Paystack for Africa-first businesses. There is no meaningful head-to-head comparison because these tools exist for different markets.
Frequently Asked Questions: Cashfree vs Paystack
How many pricing plans does Cashfree have vs Paystack?
Does Cashfree or Paystack offer a free plan?
What is the most popular Cashfree plan?
What is the most popular Paystack plan?
Does Cashfree or Paystack offer custom enterprise pricing?
How do Cashfree and Paystack compare for Payment & Billing?
Sources
- Cashfree Official Pricing- Vendor pricing page
- Paystack Official Pricing- Vendor pricing page
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