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Accounting

Dext vs Xero: Pricing Comparison 2026

Side-by-side pricing comparison of Dext and Xero. See all plans, features, and costs at a glance.

Bottom line: Xero starts at $2.5/mo, making it $18/mo cheaper than Dext ($20/mo). Neither offers a free plan.

Last updated: August 10, 2026

Data compiled by Arthur Jacquemin
Updated August 10, 2026
Try Dext freeAffiliateTry Xero freePrice updated yesterday

Dext vs Xero: Quick Pricing Facts

FeatureDextXero
Starting Price$20/mo$2.5/mo
Number of Plans43
Free TierNoNo
Pricing Modelper-seatper-seat
Annual DiscountUp to 20%N/A

Xero is the more affordable option, starting at $2.5/mo compared to Dext's $20/mo. Both are Accounting tools with 7 combined pricing plans and 62 features compared.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Accounting needs.

Pricing Plans
Dext
Dext
Try freeAffiliate
Xero
Tier 1
Sole Trader
$20/month
$192 / year(save $48)
Includes
  • Receipt capture
  • Bank integration
  • Auto-categorization
  • 1 user
Start with Sole Trader
Established
$9/monthCheapest
Includes
  • IncludedSend invoices and quotes
  • IncludedAccept online invoice payments^
  • IncludedAutomate bill entry and track bills
  • IncludedAuto-reconcile bank transactions (Beta)
  • IncludedSmart Document Capture
  • IncludedView real-time reports
  • IncludedW-9 + 1099 management
  • IncludedSales tax
  • IncludedVisualize performance with graphs
  • Included180 day cash flow forecast
  • IncludedMake online bill payments (Domestic - Free ACH)
  • IncludedMake online bill payments (Cross Border)
  • IncludedCustomize performance dashboards
  • IncludedTailored financial health scorecards
  • IncludedAnalyze KPIs and ratios
  • IncludedUse multiple currencies
  • IncludedTrack time and costs for projects
  • IncludedEmployee expense and mileage claims
  • IncludedBenchmark against the industry
  • IncludedMake online bill payments (International)
Start with Established
Tier 2
Essentials
$35/month
$336 / year(save $84)
Includes
  • Everything in Sole Trader
  • Unlimited clients
  • Practice management
  • Supplier rules
Start with Essentials
Growing
$6/monthCheapest
Includes
  • IncludedSend invoices and quotes
  • IncludedAccept online invoice payments^
  • IncludedAutomate bill entry and track bills
  • IncludedAuto-reconcile bank transactions (Beta)
  • IncludedSmart Document Capture
  • IncludedView real-time reports
  • IncludedW-9 + 1099 management
  • IncludedSales tax
  • IncludedVisualize performance with graphs
  • Included60 day cash flow forecast
  • IncludedMake online bill payments (Domestic - Free ACH)
  • IncludedMake online bill payments (Cross Border)
  • IncludedCustomize performance dashboards
  • IncludedTailored financial health scorecards
Start with Growing
Tier 3
Professional
$70/month
$672 / year(save $168)
Includes
  • Everything in Essentials
  • Advanced reporting
  • Multi-currency
  • API access
Start with Professional
Early
$3/monthCheapest
Includes
  • IncludedSend quotes and 20 invoices†
  • IncludedAccept online invoice payments^
  • Included5 bills
  • IncludedReconcile bank transactions
  • IncludedSmart Document Capture
  • IncludedView real-time reports
  • IncludedW-9 + 1099 management
  • IncludedSales tax
  • IncludedVisualize performance with basic graphs
  • Included30 day cash flow forecast
  • IncludedMake online bill payments (Domestic - Free ACH)
  • IncludedMake online bill payments (Cross Border)
Start with Early
Tier 4
Enterprise
Custom pricing
Includes
  • Custom pricing
  • Dedicated CSM
  • Custom integrations
  • SLA guarantee
Start with Enterprise
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Dext

AI-powered bookkeeping automation for receipt capture, expense management, and invoice processing

View all Dext plans

Xero

Cloud-based accounting platform with unlimited users on every plan, designed for small businesses and accountants

View all Xero plans

Frequently Asked Questions: Dext vs Xero

Which is cheaper, Dext or Xero?
As of August 2026, Xero starts at a lower price point. Dext starts at $20/mo while Xero starts at $2.5/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Dext have vs Xero?
Dext offers 4 pricing plans, while Xero offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Can I save money by paying annually for Dext or Xero?
Dext offers up to 20% off on the Sole Trader plan with annual billing. Xero does not currently advertise annual discounts.
Does Dext or Xero offer custom enterprise pricing?
Dext offers a custom-priced enterprise tier for larger teams. Xero lists all its pricing publicly.
How do Dext and Xero compare for Accounting?
Both Dext and Xero are Accounting tools. Dext offers 4 plans starting at $20/mo, while Xero offers 3 plans starting at $2.5/mo. Review the feature breakdowns above to see which better fits your Accounting needs.
AI Recommendations

Sources

  1. Dext Official Pricing- Vendor pricing page
  2. Xero Official Pricing- Vendor pricing page

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