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Payment & Billing

Flutterwave vs GoCardless: Pricing Comparison 2026

Side-by-side pricing comparison of Flutterwave and GoCardless. See all plans, features, and costs at a glance.

Bottom line: Flutterwave starts at Custom pricing and GoCardless starts at Custom pricing. Compare all 6 pricing tiers side by side.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try Flutterwave freeTry GoCardless freePrice updated todayPrice updated today

Flutterwave vs GoCardless: Quick Pricing Facts

FeatureFlutterwaveGoCardless
Starting PriceCustom pricingCustom pricing
Number of Plans24
Free TierYesNo
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Flutterwave and GoCardless are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 16 features compared, so the best choice comes down to which features match your needs.

Flutterwave stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Flutterwave
Flutterwave
Try free
GoCardless
GoCardless
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • Create a free ecommerce website
  • Start selling worldwide
Standard
Custom pricing
Includes
  • 1% + 20p per transaction
  • Capped at £4 (domestic UK)
  • No monthly subscription
Tier 2
Contact sales
Custom pricing
Includes
  • Seamless payment solutions
  • Tailored for enterprises, startups, and emerging markets
AdvancedPopular
Custom pricing
Includes
  • 1.25% + 20p per transaction
  • Capped at £5 (domestic UK)
  • Intelligent retries
Tier 3
-
Pro
Custom pricing
Includes
  • 1.4% + 20p per transaction
  • Capped at £5.60 (domestic UK)
  • Custom payment pages
Tier 4
-
Custom
Custom pricing
Includes
  • Volume-based discounts
  • For £1m+ annual revenue
  • Negotiated via sales

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Flutterwave

Payment technology company for Africa and emerging markets

View all Flutterwave plans

GoCardless

Bank payment platform for recurring direct debit collection

View all GoCardless plans

Frequently Asked Questions: Flutterwave vs GoCardless

How many pricing plans does Flutterwave have vs GoCardless?
Flutterwave offers 2 pricing plans, while GoCardless offers 4 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Flutterwave or GoCardless offer a free plan?
Flutterwave offers a free plan, while GoCardless does not. If budget is a concern, Flutterwave lets you get started at no cost.
What is the most popular GoCardless plan?
The Advanced plan is GoCardless' most popular tier, priced at Custom pricing. Key features include 1.25% + 20p per transaction, Capped at £5 (domestic UK), Intelligent retries.
Does Flutterwave or GoCardless offer custom enterprise pricing?
Yes, both Flutterwave and GoCardless offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do Flutterwave and GoCardless compare for Payment & Billing?
Both Flutterwave and GoCardless are Payment & Billing tools. Flutterwave offers 2 plans starting at Custom pricing, while GoCardless offers 4 plans starting at Custom pricing. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Flutterwave Official Pricing- Vendor pricing page
  2. GoCardless Official Pricing- Vendor pricing page

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