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Payment & Billing

GoCardless vs Square: Pricing Comparison 2026

Side-by-side pricing comparison of GoCardless and Square. See all plans, features, and costs at a glance.

Bottom line: GoCardless starts at Custom pricing and Square starts at $35/mo. Compare all 6 pricing tiers side by side.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try GoCardless freeTry Square freePrice updated todayPrice updated today

GoCardless vs Square: Quick Pricing Facts

FeatureGoCardlessSquare
Starting PriceCustom pricing$35/mo
Number of Plans42
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

GoCardless and Square are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 19 features compared, so the best choice comes down to which features match your needs.

Square stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
GoCardless
GoCardless
Try free
Square
Square
Try free
Tier 1
Standard
Custom pricing
Includes
  • 1% + 20p per transaction
  • Capped at £4 (domestic UK)
  • No monthly subscription
Free
$0/monthCheapest
Includes
  • End-to-end encrypted payments
  • Active fraud prevention
  • Next day transfers
  • Offline payments
Tier 2
AdvancedPopular
Custom pricing
Includes
  • 1.25% + 20p per transaction
  • Capped at £5 (domestic UK)
  • Intelligent retries
Square Payroll
$35/monthCheapest
$5 / year
Includes
  • Full-service payroll
  • Starting at $35 per month
  • $6 per person paid
Tier 3
Pro
Custom pricing
Includes
  • 1.4% + 20p per transaction
  • Capped at £5.60 (domestic UK)
  • Custom payment pages
-
Tier 4
Custom
Custom pricing
Includes
  • Volume-based discounts
  • For £1m+ annual revenue
  • Negotiated via sales
-

← Swipe to compare plans →

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GoCardless

Bank payment platform for recurring direct debit collection

View all GoCardless plans

Square

Payment processing for in-person and online transactions

View all Square plans

Frequently Asked Questions: GoCardless vs Square

How many pricing plans does GoCardless have vs Square?
GoCardless offers 4 pricing plans, while Square offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does GoCardless or Square offer a free plan?
Square offers a free plan, while GoCardless does not. If budget is a concern, Square lets you get started at no cost.
Can I save money by paying annually for GoCardless or Square?
Both GoCardless and Square offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What is the most popular GoCardless plan?
The Advanced plan is GoCardless' most popular tier, priced at Custom pricing. Key features include 1.25% + 20p per transaction, Capped at £5 (domestic UK), Intelligent retries.
Does GoCardless or Square offer custom enterprise pricing?
GoCardless offers a custom-priced enterprise tier for larger teams. Square lists all its pricing publicly.
How do GoCardless and Square compare for Payment & Billing?
Both GoCardless and Square are Payment & Billing tools. GoCardless offers 4 plans starting at Custom pricing, while Square offers 2 plans starting at $35/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. GoCardless Official Pricing- Vendor pricing page
  2. Square Official Pricing- Vendor pricing page

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