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Payment & Billing

Gumroad vs PayPal Business: Pricing Comparison 2026

Side-by-side pricing comparison of Gumroad and PayPal Business. See all plans, features, and costs at a glance.

Bottom line: Gumroad starts at Custom pricing and PayPal Business starts at Custom pricing. Compare all 5 pricing tiers side by side.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Best Value

PayPal Business - PayPal Business offers a free plan, offers 3 tiers vs 2.

Gumroad vs PayPal Business: Quick Pricing Facts

FeatureGumroadPayPal Business
Starting PriceCustom pricingCustom pricing
Number of Plans23
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Gumroad and PayPal Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 5 pricing plans with 20 features compared, so the best choice comes down to which features match your needs.

PayPal Business stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Gumroad
Gumroad
Try free
PayPal Business
PayPal Business
Try free
Tier 1
Standard
Custom pricing
Includes
  • 10% + $0.50 per transaction
  • Sales through profile
  • Direct links to customers
Free
$0/monthCheapest
Includes
  • Accept payments
  • Invoicing
  • Guest checkout
  • Flexible options
  • Fraud protection tools
Tier 2
Marketplace
Custom pricing
Includes
  • 30% per transaction
  • Sales through discover marketplace
Business
Custom pricing
Includes
  • Customizable solutions
  • End-to-end payment platform
  • POS system
  • Card processing
  • Recurring payments
Tier 3
-
Enterprise
Custom pricing
Includes
  • Global payment processing
  • Enterprise-level POS solutions
  • Streamlined checkout experiences
  • Custom integrations
  • Dedicated support

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Gumroad

Simple platform for selling digital products and memberships

View all Gumroad plans

PayPal Business

Online payment processing and merchant services

View all PayPal Business plans

Frequently Asked Questions: Gumroad vs PayPal Business

How many pricing plans does Gumroad have vs PayPal Business?
Gumroad offers 2 pricing plans, while PayPal Business offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Gumroad or PayPal Business offer a free plan?
PayPal Business offers a free plan, while Gumroad does not. If budget is a concern, PayPal Business lets you get started at no cost.
Does Gumroad or PayPal Business offer custom enterprise pricing?
Yes, both Gumroad and PayPal Business offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do Gumroad and PayPal Business compare for Payment & Billing?
Both Gumroad and PayPal Business are Payment & Billing tools. Gumroad offers 2 plans starting at Custom pricing, while PayPal Business offers 3 plans starting at Custom pricing. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Gumroad Official Pricing- Vendor pricing page
  2. PayPal Business Official Pricing- Vendor pricing page

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