Gumroad vs Stripe: Pricing Comparison 2026
Side-by-side pricing comparison of Gumroad and Stripe. See all plans, features, and costs at a glance.
Bottom line: Gumroad starts at Custom pricing and Stripe starts at $13/mo. Compare all 11 pricing tiers side by side.
Last updated: May 26, 2026
Stripe - Stripe offers a free plan, offers 9 tiers vs 2.
Gumroad vs Stripe: Quick Pricing Facts
| Feature | Gumroad | Stripe |
|---|---|---|
| Starting Price | Custom pricing | $13/mo |
| Number of Plans | 2 | 9 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Gumroad and Stripe are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 11 pricing plans with 31 features compared, so the best choice comes down to which features match your needs.
Stripe stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Gumroad Try freeAffiliate |  Stripe Try free |
|---|---|---|
| Tier 1 | Standard Custom pricing Includes
| |
| Tier 2 | Marketplace Custom pricing Includes
| Standard Pricing Custom pricing Includes
|
| Tier 3 | - | Managed Payments Custom pricing Includes
|
| Tier 4 | - | Billing $500/monthCheapest $42 / year Includes
|
| Tier 5 | - | Tax Complete $80/monthCheapest $7 / year Includes
|
| Tier 6 | - | Stripe Sigma $13/monthCheapest $1 / year Includes
|
| Tier 7 | - | Data Pipeline $57/monthCheapest $5 / year Includes
|
| Tier 8 | - | Revenue Recognition $20/monthCheapest $2 / year Includes
|
| Tier 9 | - | Custom Pricing Custom pricing Includes
|
← Swipe to compare plans →
Ready to get started? Try either tool free — no credit card required.
Frequently Asked Questions: Gumroad vs Stripe
How many pricing plans does Gumroad have vs Stripe?
Does Gumroad or Stripe offer a free plan?
Can I save money by paying annually for Gumroad or Stripe?
Does Gumroad or Stripe offer custom enterprise pricing?
How do Gumroad and Stripe compare for Payment & Billing?
Sources
- Gumroad Official Pricing- Vendor pricing page
- Stripe Official Pricing- Vendor pricing page
Related Articles
Best Payment Processing Software Pricing Compared (2026)
Stripe (2.9%+30¢), Square (2.6%+10¢), Paddle (5%+50¢), PayPal (3.49%+49¢). Full breakdown of transaction fees, monthly costs, and hidden fees for SaaS billing.
Stripe vs Square Pricing 2026: Which Payment Processor Costs Less?
Stripe vs Square pricing compared: transaction fees, monthly costs, international cards, dispute fees, and which payment processor is better value for online businesses, in-person retailers, and mixed models in 2026.
Track Price Changes
Get notified when pricing changes for these tools.