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HR & People

Gusto vs Nectar: Pricing Comparison 2026

Side-by-side pricing comparison of Gusto and Nectar. See all plans, features, and costs at a glance.

Bottom line: Gusto starts at $2.5/mo and Nectar starts at Custom pricing. Compare all 25 pricing tiers side by side.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Gusto freeAffiliateTry Nectar freePrice updated 12d agoUpdated this month
Best Value

Nectar - Nectar offers a free plan.

Gusto vs Nectar: Quick Pricing Facts

FeatureGustoNectar
Starting Price$2.5/moCustom pricing
Number of Plans205
Free TierNoYes
Pricing Modelper-seatper-seat
Annual DiscountN/AN/A

Gusto and Nectar are both priced at $2.5/mo, making them equally accessible HR & People tools. Together they offer 25 pricing plans with 38 features compared, so the best choice comes down to which features match your needs.

Nectar stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.

Pricing Plans
Gusto
Gusto
Try freeAffiliate
Nectar
Nectar
Try free
Tier 1
Global contractor payments
$5/month
Start with Global contractor payments
Free
$0/monthCheapest
Includes
  • Peer-to-peer shoutouts
  • Employee milestones
  • Employee challenges
  • Swag store
  • Employee nomination program
Start with Free
Tier 2
State tax registration
Custom pricing
Start with State tax registration
Nectar Engage™
Custom pricing
Includes
  • Proprietary Engagement Survey
  • eNPS
  • Survey Templates
  • Custom Survey Builder
  • Survey Scheduling
  • Segmentation
  • Analytics Dashboard
  • Anonymous Feedback
  • AI Sentiment Analysis
  • Benchmarking
Start with Nectar Engage™
Tier 3
R&D tax credits
$15/monthCheapest
Start with R&D tax credits
Nectar Comms
Custom pricing
Includes
  • Email template Builder
  • MS Teams Integration
  • Slack Integration
  • HRIS Integration
  • Email Scheduling
  • Content Calendar
  • Campaigns
  • Advanced Reporting
  • Individual Tracking
  • Custom URL tracking
Start with Nectar Comms
Tier 4
Next-Day pay
$15/monthCheapest
Start with Next-Day pay
Nectar Recognize
Custom pricing
Includes
  • Points-based rewards
  • Global reward catalog
  • Public recognition feed
  • Company values-based recognition
  • Automated birthdays
  • Slack & Microsoft Teams integrations
  • Custom awards
  • Recognition analytics
  • HRIS & SSO integrations
Start with Nectar Recognize
Tier 5
Instant pay
$100/monthCheapest
Start with Instant pay
Culture SuitePopular
Custom pricing
Includes
  • Everything in Recognize, Engage, and Comms
  • 24/7 Support
  • ClaraAI
  • And more
Start with Culture Suite
Tier 6
Same-day pay
$90/monthCheapest
Start with Same-day pay
-
Tier 7
Time & Attendance Plus
$6/monthCheapest
Start with Time & Attendance Plus
-
Tier 8
Priority Support
$30/monthCheapest
Start with Priority Support
-
Tier 9
HR Resources
$50/monthCheapest
Start with HR Resources
-
Tier 10
Performance
$3/monthCheapest
Start with Performance
-
Tier 11
Health insurance
Custom pricing
Start with Health insurance
-
Tier 12
Health insurance broker integration
$6/monthCheapest
Start with Health insurance broker integration
-
Tier 13
Workers' compensation
$14/monthCheapest
Start with Workers' compensation
-
Tier 14
Life and disability
Custom pricing
Start with Life and disability
-
Tier 15
Gusto Money Plus
$19/monthCheapest
Start with Gusto Money Plus
-
Tier 16
Health savings accounts (HSAs)
$3/monthCheapest
Start with Health savings accounts (HSAs)
-
Tier 17
Flexible spending accounts (FSAs)
$4/monthCheapest
Start with Flexible spending accounts (FSAs)
-
Tier 18
Dependent care FSAs
$4/monthCheapest
Start with Dependent care FSAs
-
Tier 19
Commuter benefits
$4/monthCheapest
Start with Commuter benefits
-
Tier 20
401(k)
$401/monthCheapest
Start with 401(k)
-

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Gusto

Payroll, benefits, and HR platform for small businesses

View all Gusto plans

Nectar

Employee recognition software to boost team culture

View all Nectar plans

Frequently Asked Questions: Gusto vs Nectar

How many pricing plans does Gusto have vs Nectar?
Gusto offers 20 pricing plans, while Nectar offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Gusto or Nectar offer a free plan?
Nectar offers a free plan, while Gusto does not. If budget is a concern, Nectar lets you get started at no cost.
What is the most popular Nectar plan?
The Culture Suite plan is Nectar's most popular tier, priced at Custom pricing. Key features include Everything in Recognize, Engage, and Comms, 24/7 Support, ClaraAI.
Does Gusto or Nectar offer custom enterprise pricing?
Yes, both Gusto and Nectar offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do Gusto and Nectar compare for HR & People?
Both Gusto and Nectar are HR & People tools. Gusto offers 20 plans starting at $2.5/mo, while Nectar offers 5 plans starting at Custom pricing. Review the feature breakdowns above to see which better fits your HR & People needs.
AI Recommendations

Sources

  1. Gusto Official Pricing- Vendor pricing page
  2. Nectar Official Pricing- Vendor pricing page

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