Gusto vs Personio: Pricing Comparison 2026

Gusto and Personio are regional HR platforms that rarely compete directly - the choice follows your company's geographic base. Gusto is built for the US: payroll with automated federal and state tax filing, US benefits (health, dental, vision, 401k), and compliance features designed for American employment law. Simple at $40/month + $6/employee/month. Personio is built for Europe: multi-country payroll compliant with local labor laws, GDPR-first data handling, absence management for European statutory leave, and support for works councils. Pricing starts around $6-8/employee/month. Gusto cannot handle European payroll compliance, and Personio cannot handle US tax filing. This is not a feature gap - it is a fundamental design choice. Each platform is purpose-built for its market's regulatory landscape. For US companies with European employees, neither platform alone suffices. Gusto handles the US team; you would need Personio or a global platform (Rippling, Deel) for European employees. Similarly, European companies with US employees face the same split. The recommendation is geographic: US companies should use Gusto, European companies should use Personio. Companies in both markets need either a global platform or a multi-tool approach.