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HR & People

Gusto vs Time Doctor: Pricing Comparison 2026

Side-by-side pricing comparison of Gusto and Time Doctor. See all plans, features, and costs at a glance.

Bottom line: Time Doctor starts at $1.5/mo, making it $1/mo cheaper than Gusto ($2.5/mo). Neither offers a free plan.

Last updated: June 8, 2026

Data compiled by Arthur Jacquemin
Updated June 8, 2026
Try Gusto freeAffiliateTry Time Doctor freePrice updated yesterdayPrice updated yesterday
Best Value

Time Doctor - Time Doctor starts at $1/mo lower ($1.5/mo vs $2.5/mo), offers 30 tiers vs 20.

Gusto vs Time Doctor: Quick Pricing Facts

FeatureGustoTime Doctor
Starting Price$2.5/mo$1.5/mo
Number of Plans2030
Free TierNoNo
Pricing Modelper-seatper-seat
Annual DiscountN/AN/A

Time Doctor is the more affordable option, starting at $1.5/mo compared to Gusto's $2.5/mo. Both are HR & People tools with 50 combined pricing plans and 0 features compared.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.

Pricing Plans
Gusto
Gusto
Try freeAffiliate
Time Doctor
Time Doctor
Try free
Tier 1
Global contractor payments
$5/monthCheapest
Give yourself a clear picture of productivity & profits
Custom pricing
Tier 2
State tax registration
Custom pricing
Basic
$7/monthCheapest
Tier 3
R&D tax credits
$15/month
$6.67
$7/monthCheapest
Tier 4
Next-Day pay
$15/month
Standard
$12/monthCheapest
Tier 5
Instant pay
$100/month
$11.67
$12/monthCheapest
Tier 6
Same-day pay
$90/month
Premium
$17/monthCheapest
Tier 7
Time & Attendance Plus
$6/monthCheapest
$16.70
$17/month
Tier 8
Priority Support
$30/monthCheapest
Enterprise
Custom pricing
Tier 9
HR Resources
$50/monthCheapest
Optional add-ons
Custom pricing
Tier 10
Performance
$3/monthCheapest
Software Cost Insights
$3/monthCheapest
Tier 11
Health insurance
Custom pricing
$3
$3/monthCheapest
Tier 12
Health insurance broker integration
$6/month
Benchmarks AI
$3/monthCheapest
Tier 13
Workers' compensation
$14/month
Unusual Activity Reporting
$3/monthCheapest
Tier 14
Life and disability
Custom pricing
Meeting Insights
$2/monthCheapest
Tier 15
Gusto Money Plus
$19/month
$2
$2/monthCheapest
Tier 16
Health savings accounts (HSAs)
$3/month
Office vs Remote Report
$2/monthCheapest
Tier 17
Flexible spending accounts (FSAs)
$4/month
Video Screen Recording
$3/monthCheapest
Tier 18
Dependent care FSAs
$4/monthCheapest
HRIS Native Integration
$200/month
Tier 19
Commuter benefits
$4/monthCheapest
$200
$200/month
Tier 20
401(k)
$401/month
Single Sign-On (SSO)
$200/monthCheapest
Tier 21
-
Automated User Provisioning
$200/monthCheapest
Tier 22
-
BigQuery Access
$1500/monthCheapest
Tier 23
-
$1,500
$1500/monthCheapest
Tier 24
-
$1.5K
$2/monthCheapest
Tier 25
-
Compare all features
Custom pricing
Tier 26
-
40% higher staff productivity in just one week
Custom pricing
Tier 27
-
FAQ
Custom pricing
Tier 28
-
What is included in a Time Doctor Trial?
Custom pricing
Tier 29
-
How long does it take to implement Time Doctor?
Custom pricing
Tier 30
-
See which plan is best for your business
Custom pricing

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Gusto

Payroll, benefits, and HR platform for small businesses

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Frequently Asked Questions: Gusto vs Time Doctor

Which is cheaper, Gusto or Time Doctor?
As of June 2026, Time Doctor starts at a lower price point. Gusto starts at $2.5/mo while Time Doctor starts at $1.5/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Gusto have vs Time Doctor?
Gusto offers 20 pricing plans, while Time Doctor offers 30 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Gusto or Time Doctor offer custom enterprise pricing?
Yes, both Gusto and Time Doctor offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do Gusto and Time Doctor compare for HR & People?
Both Gusto and Time Doctor are HR & People tools. Gusto offers 20 plans starting at $2.5/mo, while Time Doctor offers 30 plans starting at $1.5/mo. Review the feature breakdowns above to see which better fits your HR & People needs.
AI Recommendations

Sources

  1. Gusto Official Pricing- Vendor pricing page
  2. Time Doctor Official Pricing- Vendor pricing page

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