Merchantry vs PayPal Business: Pricing Comparison 2026
Side-by-side pricing comparison of Merchantry and PayPal Business. See all plans, features, and costs at a glance.
Bottom line: Merchantry starts at Custom pricing and PayPal Business starts at Custom pricing. Compare all 4 pricing tiers side by side.
Last updated: March 16, 2026
Merchantry vs PayPal Business: Quick Pricing Facts
| Feature | Merchantry | PayPal Business |
|---|---|---|
| Starting Price | Custom pricing | Custom pricing |
| Number of Plans | 1 | 3 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Merchantry and PayPal Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 4 pricing plans with 17 features compared, so the best choice comes down to which features match your needs.
PayPal Business stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Merchantry Try it free |  PayPal Business Try it free |
|---|---|---|
| Tier 1 | Free $0/monthCheapest Includes
| |
| Tier 2 | — | Business Custom pricing Includes
|
| Tier 3 | — | Enterprise Custom pricing Includes
|
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PayPal Business
PayPal Business offers a free plan, offers 3 tiers vs 1.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: PayPal Business
Try PayPal Business freeWhich Should You Choose?
Choose Merchantry if:
- •You prioritize Merchantry's user experience and interface over price (both tools are similarly priced)
- •You want Merchantry's approach to incremental feature unlocking across its 1 pricing tier
- •Merchantry keeps its feature set lean, which means faster onboarding and less complexity
Choose PayPal Business if:
- •You need a free plan with Accept payments, Invoicing—PayPal Business offers no-cost access with no credit card required
- •You need 3 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—PayPal Business offers 13 additional features across its plans
PayPal Business offers a free plan [1], eliminating the cost barrier for evaluation, while Merchantry requires paid subscription from the start. This gives PayPal Business a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow PayPal Business's free tier, upgrading to a paid plan at approximately Custom pricing provides substantial additional functionality. Compare this pricing path against Merchantry's tiering starting at Custom pricing to assess total cost of ownership over 12 months. PayPal Business's 3 tiers provide flexibility at different budgets, while Merchantry's 1 tier structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, PayPal Business is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Merchantry vs PayPal Business
How many pricing plans does Merchantry have vs PayPal Business?
Does Merchantry or PayPal Business offer a free plan?
Does Merchantry or PayPal Business offer custom enterprise pricing?
How do Merchantry and PayPal Business compare for Payment & Billing?
Sources
- Merchantry Official Pricing— Vendor pricing page
- PayPal Business Official Pricing— Vendor pricing page
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