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Payment & Billing

Payhip vs Stripe: Pricing Comparison 2026

Side-by-side pricing comparison of Payhip and Stripe. See all plans, features, and costs at a glance.

Bottom line: Stripe starts at $13/mo, making it $16/mo cheaper than Payhip ($29/mo). Payhip offers a free plan.

Last updated: March 16, 2026

Data compiled by Arthur Jacquemin
Updated March 16, 2026

Payhip vs Stripe: Quick Pricing Facts

FeaturePayhipStripe
Starting Price$29/mo$13/mo
Number of Plans39
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Stripe is the more affordable option, starting at $13/mo compared to Payhip's $29/mo. Both are Payment & Billing tools with 12 combined pricing plans and 35 features compared.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Tier 1
FREE FOREVER
$0/monthCheapest
Includes
  • All features
  • Unlimited products
  • Unlimited revenue
Start with FREE FOREVER
Free
$0/monthCheapest
Includes
  • No installation fees
  • No monthly fees
  • No hidden fees
Start with Free
Tier 2
PLUS
$29/monthCheapest
Includes
  • All features
  • Unlimited products
  • Unlimited revenue
Start with PLUS
Standard Pricing
Custom pricing
Includes
  • 1.5% + €0.25 for EEA cards
  • 2.5% + €0.25 for UK cards
Start with Standard Pricing
Tier 3
PRO
$99/monthCheapest
Includes
  • All features
  • Unlimited products
  • Unlimited revenue
Start with PRO
Managed Payments
Custom pricing
Includes
  • 3.5% per successful transaction
  • Includes tax compliance
  • Fraud prevention
Start with Managed Payments
Tier 4
Billing
$500/monthCheapest
$42 / year
Includes
  • Flexible pricing models
  • Smart retries
  • No-code tools
Start with Billing
Tier 5
Tax Complete
$80/monthCheapest
$7 / year
Includes
  • Complete tax compliance
  • Threshold monitoring
  • Automated calculations
Start with Tax Complete
Tier 6
Stripe Sigma
$13/monthCheapest
$1 / year
Includes
  • Interactive SQL environment
  • Custom reports
  • Data synchronization
Start with Stripe Sigma
Tier 7
Data Pipeline
$57/monthCheapest
$5 / year
Includes
  • Automated data delivery
  • No-code setup
  • Access to Stripe Sigma
Start with Data Pipeline
Tier 8
Revenue Recognition
$20/monthCheapest
$2 / year
Includes
  • Automated financial reporting
  • Real-time audits
  • Compliance with ASC 606
Start with Revenue Recognition
Tier 9
Custom Pricing
Custom pricing
Includes
  • Tailored solutions
  • Volume discounts
  • Global pricing structures
Start with Custom Pricing

Swipe to compare plans →

Payhip

Ecommerce platform for selling digital downloads and courses

View all Payhip plans

Stripe

Payment processing and financial infrastructure for the internet

View all Stripe plans
Our Pick

Stripe

Stripe offers a free plan, starts at $16/mo lower ($13/mo vs $29/mo), offers 9 tiers vs 3.

Based on pricing data only. Review the full comparison below for your specific needs.

Best value: Stripe

Try Stripe free

Which Should You Choose?

Choose Payhip if:

  • You prefer Payhip's free tier features—All features, Unlimited products
  • Payhip's 3-tier usage-based structure gives clearer cost visibility for budget planning
  • You value Payhip's specific feature progression from free to advanced tier levels

Choose Stripe if:

  • You want lower per-user costs—Stripe starts at $13/mo, saving $16/mo compared to Payhip at $29/mo
  • You prefer Stripe's free tier features—No installation fees, No monthly fees
  • You need 9 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
  • You want more features built-in—Stripe offers 17 additional features across its plans

Both Payhip and Stripe offer free plans [1], eliminating cost barriers for evaluation. This means you can test both tools thoroughly with your actual workflows before any financial commitment. The free tiers differ in scope: Payhip includes 3 features, while Stripe includes 3 features. Evaluate which free tier matches your evaluation needs before deciding to upgrade. Your best approach is to activate both free trials and evaluate which tool's workflow, integrations, and user experience align better with your team's needs before committing to paid plans.

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Frequently Asked Questions: Payhip vs Stripe

Which is cheaper, Payhip or Stripe?
As of March 2026, Stripe starts at a lower price point. Payhip starts at $29/mo while Stripe starts at $13/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Payhip have vs Stripe?
Payhip offers 3 pricing plans, while Stripe offers 9 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Payhip or Stripe offer a free plan?
Yes, both Payhip and Stripe offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
Can I save money by paying annually for Payhip or Stripe?
Both Payhip and Stripe offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Payhip or Stripe offer custom enterprise pricing?
Stripe offers a custom-priced enterprise tier for larger teams. Payhip lists all its pricing publicly.
How do Payhip and Stripe compare for Payment & Billing?
Both Payhip and Stripe are Payment & Billing tools. Payhip offers 3 plans starting at $29/mo, while Stripe offers 9 plans starting at $13/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.

Sources

  1. Payhip Official PricingVendor pricing page
  2. Stripe Official PricingVendor pricing page

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