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Payment & Billing

Pleo vs Stripe: Pricing Comparison 2026

Side-by-side pricing comparison of Pleo and Stripe. See all plans, features, and costs at a glance.

Bottom line: Pleo starts at $9.5/mo, making it $4/mo cheaper than Stripe ($13/mo). Stripe offers a free plan.

Last updated: July 20, 2026

Data compiled by Arthur Jacquemin
Updated July 20, 2026
Try Pleo freeTry Stripe freePrice updated todayUpdated this month
Best Value

Stripe - Stripe offers a free plan, offers 9 tiers vs 4.

Pleo vs Stripe: Quick Pricing Facts

FeaturePleoStripe
Starting Price$9.5/mo$13/mo
Number of Plans49
Free TierNoYes
Pricing Modelper-seatusage-based
Annual DiscountN/AN/A

Pleo is the more affordable option, starting at $9.5/mo compared to Stripe's $13/mo. Both are Payment & Billing tools with 13 combined pricing plans and 57 features compared.

Stripe stands out with a free plan for getting started. Pleo uses per-seat pricing while Stripe uses usage-based pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Pleo
Stripe
Stripe
Try free
Tier 1
Starter
$10/month
Includes
  • Physical and virtual cards
  • Accounts payable
  • Real-time expense tracking
  • Automated expense reports
  • Accounting system integrations
  • Chat support
  • 1 vendor card
  • Credit limit up to GBP 5,000*
Start with Starter
Free
$0/monthCheapest
Includes
  • No installation fees
  • No monthly fees
  • No hidden fees
Start with Free
Tier 2
Essential
$39/monthCheapest
Includes
  • Reimbursements
  • Mileage
  • AI-powered spend guidelines
  • Flexible card limits
  • Up to 25 vendor cards
  • Approval workflows
  • Recurring vendor tracking
  • Credit limit up to GBP 20,000*
Start with Essential
Standard Pricing
Custom pricing
Includes
  • 1.5% + €0.25 for EEA cards
  • 2.5% + €0.25 for UK cards
Start with Standard Pricing
Tier 3
Advanced
$99/monthCheapest
Includes
  • Cashback*
  • Advanced card controls
  • Up to 100 vendor cards
  • Budgets
  • HRIS integrations
  • Advanced approval workflows
  • Credit limit up to GBP 250,000*
Start with Advanced
Managed Payments
Custom pricing
Includes
  • 3.5% per successful transaction
  • Includes tax compliance
  • Fraud prevention
Start with Managed Payments
Tier 4
Business
$249/monthCheapest
Includes
  • Multi-entity management
  • Premium integrations**
  • AI-powered expense review
  • Advanced vendor management
  • Cash management
  • Spending insights
  • Assisted onboarding
  • Credit limit up to GBP 500,000*
Start with Business
Billing
$500/month
$42 / year
Includes
  • Flexible pricing models
  • Smart retries
  • No-code tools
Start with Billing
Tier 5
-
Tax Complete
$80/monthCheapest
$7 / year
Includes
  • Complete tax compliance
  • Threshold monitoring
  • Automated calculations
Start with Tax Complete
Tier 6
-
Stripe Sigma
$13/monthCheapest
$1 / year
Includes
  • Interactive SQL environment
  • Custom reports
  • Data synchronization
Start with Stripe Sigma
Tier 7
-
Data Pipeline
$57/monthCheapest
$5 / year
Includes
  • Automated data delivery
  • No-code setup
  • Access to Stripe Sigma
Start with Data Pipeline
Tier 8
-
Revenue Recognition
$20/monthCheapest
$2 / year
Includes
  • Automated financial reporting
  • Real-time audits
  • Compliance with ASC 606
Start with Revenue Recognition
Tier 9
-
Custom Pricing
Custom pricing
Includes
  • Tailored solutions
  • Volume discounts
  • Global pricing structures
Start with Custom Pricing

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Pleo

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Stripe

Payment processing and financial infrastructure for the internet

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Frequently Asked Questions: Pleo vs Stripe

Which is cheaper, Pleo or Stripe?
As of July 2026, Pleo starts at a lower price point. Pleo starts at $9.5/mo while Stripe starts at $13/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Pleo have vs Stripe?
Pleo offers 4 pricing plans, while Stripe offers 9 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Pleo or Stripe offer a free plan?
Stripe offers a free plan, while Pleo does not. If budget is a concern, Stripe lets you get started at no cost.
Can I save money by paying annually for Pleo or Stripe?
Both Pleo and Stripe offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Pleo or Stripe offer custom enterprise pricing?
Stripe offers a custom-priced enterprise tier for larger teams. Pleo lists all its pricing publicly.
What pricing models do Pleo and Stripe use?
Pleo uses a per-seat pricing model, while Stripe uses usage-based pricing. The right model depends on your team size and usage patterns.
How do Pleo and Stripe compare for Payment & Billing?
Both Pleo and Stripe are Payment & Billing tools. Pleo offers 4 plans starting at $9.5/mo, while Stripe offers 9 plans starting at $13/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Pleo Official Pricing- Vendor pricing page
  2. Stripe Official Pricing- Vendor pricing page

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