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Payment & Billing

Polar vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Polar and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Both Polar and Wise Business offer free plans. Polar has 1 pricing tiers while Wise Business has 5.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Polar freeTry Wise Business freeUpdated this monthPrice updated 12d ago
Best Value

Wise Business - Wise Business offers a free plan, offers 5 tiers vs 1.

Polar vs Wise Business: Quick Pricing Facts

FeaturePolarWise Business
Starting PriceCustom pricing$0.33/mo
Number of Plans15
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Polar and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 21 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Polar
Wise Business
Wise Business
Try free
Tier 1
StandardPopular
$0/monthCheapest
Includes
  • 4% + 40c per transaction
  • Merchant of Record
  • Global payments
Start with Standard
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Start with Register for a Wise account
Tier 2
-
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.33%
Start with Sending money
Tier 3
-
Withdrawing 250 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 250 GBP per month per account Free
  • ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
  • Some ATM providers may charge additional fees.
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Start with Withdrawing 250 GBP per month per account
Tier 4
-
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Start with Holding money in your account
Tier 5
-
Getting account details to receive in 22 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 22 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 19 currencies You can see how much they cost here
Start with Getting account details to receive in 22 currencies

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Polar

Open-source monetization platform for developers

View all Polar plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans

Frequently Asked Questions: Polar vs Wise Business

How many pricing plans does Polar have vs Wise Business?
Polar offers 1 pricing plan, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Polar or Wise Business offer a free plan?
Yes, both Polar and Wise Business offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
What is the most popular Polar plan?
The Standard plan is Polar's most popular tier, priced at Free. Key features include 4% + 40c per transaction, Merchant of Record, Global payments.
How do Polar and Wise Business compare for Payment & Billing?
Both Polar and Wise Business are Payment & Billing tools. Polar offers 1 plan starting at Custom pricing, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Polar Official Pricing- Vendor pricing page
  2. Wise Business Official Pricing- Vendor pricing page

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