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Payment & Billing

Flutterwave vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Flutterwave and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Both Flutterwave and Wise Business offer free plans. Flutterwave has 2 pricing tiers while Wise Business has 5.

Last updated: March 16, 2026

Data compiled by Arthur Jacquemin
Updated March 16, 2026

Flutterwave vs Wise Business: Quick Pricing Facts

FeatureFlutterwaveWise Business
Starting PriceCustom pricing$0.33/mo
Number of Plans25
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Flutterwave and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 7 pricing plans with 21 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Flutterwave
Flutterwave
Try it free
Wise Business
Wise Business
Try it free
Tier 1
Free
$0/monthCheapest
Includes
  • Create a free ecommerce website
  • Start selling worldwide
Start with Free
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Start with Register for a Wise account
Tier 2
Contact sales
Custom pricing
Includes
  • Seamless payment solutions
  • Tailored for enterprises, startups, and emerging markets
Start with Contact sales
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.33%
Start with Sending money
Tier 3
Withdrawing 200 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 200 GBP per month per account 2 or less withdrawals Free
  • ATM fees over 200 GBP per month per account + 0.50 GBP per withdrawal 1.75%
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Start with Withdrawing 200 GBP per month per account
Tier 4
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Start with Holding money in your account
Tier 5
Getting account details to receive in 24 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 24 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 20 currencies You can see how much they cost here
Start with Getting account details to receive in 24 currencies

Swipe to compare plans →

Flutterwave

Payment technology company for Africa and emerging markets

View all Flutterwave plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans
Our Pick

Wise Business

Wise Business offers a free plan, offers 5 tiers vs 2.

Based on pricing data only. Review the full comparison below for your specific needs.

Best value: Wise Business

Try Wise Business free

Which Should You Choose?

Choose Flutterwave if:

  • You prefer Flutterwave's free tier features—Create a free ecommerce website, Start selling worldwide
  • Your team needs custom enterprise pricing—Flutterwave offers negotiated terms for large deployments
  • You prioritize Flutterwave's user experience and interface over price (both tools are similarly priced)

Choose Wise Business if:

  • You prefer Wise Business's free tier features—Register for a Wise account Free
  • You need 5 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
  • You want more features built-in—Wise Business offers 13 additional features across its plans

Both Flutterwave and Wise Business offer free plans [1], eliminating cost barriers for evaluation. This means you can test both tools thoroughly with your actual workflows before any financial commitment. The free tiers differ in scope: Flutterwave includes 2 features, while Wise Business includes 1 features. Evaluate which free tier matches your evaluation needs before deciding to upgrade. Your best approach is to activate both free trials and evaluate which tool's workflow, integrations, and user experience align better with your team's needs before committing to paid plans.

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Frequently Asked Questions: Flutterwave vs Wise Business

How many pricing plans does Flutterwave have vs Wise Business?
Flutterwave offers 2 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Flutterwave or Wise Business offer a free plan?
Yes, both Flutterwave and Wise Business offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
Does Flutterwave or Wise Business offer custom enterprise pricing?
Flutterwave offers a custom-priced enterprise tier for larger teams. Wise Business lists all its pricing publicly.
How do Flutterwave and Wise Business compare for Payment & Billing?
Both Flutterwave and Wise Business are Payment & Billing tools. Flutterwave offers 2 plans starting at Custom pricing, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.

Sources

  1. Flutterwave Official PricingVendor pricing page
  2. Wise Business Official PricingVendor pricing page

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