Adyen vs Razorpay: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and Razorpay. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo, making it $2499/mo cheaper than Razorpay ($2499/mo). Razorpay offers a free plan.
Last updated: March 16, 2026
Adyen vs Razorpay: Quick Pricing Facts
| Feature | Adyen | Razorpay |
|---|---|---|
| Starting Price | $0.13/mo | $2499/mo |
| Number of Plans | 2 | 3 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen is the more affordable option, starting at $0.13/mo compared to Razorpay's $2499/mo. Both are Payment & Billing tools with 5 combined pricing plans and 8 features compared.
Razorpay stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try it free |  Razorpay Try it free |
|---|---|---|
| Tier 1 | Processing fee $0/month | Free $0/monthCheapest Includes
|
| Tier 2 | Payment method fee $0/monthCheapest | Business Banking+ $2499/month $2499 / year Includes
|
| Tier 3 | — | Enterprise Custom pricing Includes
|
Swipe to compare plans →
Razorpay
Razorpay offers a free plan, offers 3 tiers vs 2.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: Razorpay
Try Razorpay freeWhich Should You Choose?
Choose Adyen if:
- •You want lower per-user costs—Adyen starts at $0.13/mo, saving $2498.87/mo compared to Razorpay at $2499/mo
- •Adyen's usage-based pricing lets you match exact team size without tier gaps
- •Adyen's focused feature set keeps your team in control without tool bloat
Choose Razorpay if:
- •You need a free plan with Accept payments at 2% platform fee, Access to intelligent checkout experience—Razorpay offers no-cost access with no credit card required
- •You need 3 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—Razorpay offers 8 additional features across its plans
- •Your team needs custom enterprise pricing—Razorpay offers negotiated terms for large deployments
Razorpay offers a free plan [1], eliminating the cost barrier for evaluation, while Adyen requires paid subscription from the start. This gives Razorpay a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Razorpay's free tier, upgrading to a paid plan at approximately $2499/mo provides substantial additional functionality. Compare this pricing path against Adyen's tiering starting at $0.13/mo to assess total cost of ownership over 12 months. Razorpay's 3 tiers provide flexibility at different budgets, while Adyen's 2 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Razorpay is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Adyen vs Razorpay
Which is cheaper, Adyen or Razorpay?
How many pricing plans does Adyen have vs Razorpay?
Does Adyen or Razorpay offer a free plan?
Can I save money by paying annually for Adyen or Razorpay?
Does Adyen or Razorpay offer custom enterprise pricing?
How do Adyen and Razorpay compare for Payment & Billing?
Sources
- Adyen Official Pricing— Vendor pricing page
- Razorpay Official Pricing— Vendor pricing page
Track Price Changes
Get notified when pricing changes for these tools.