Adyen vs Razorpay: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and Razorpay. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo, making it $2499/mo cheaper than Razorpay ($2499/mo). Razorpay offers a free plan.
Last updated: August 24, 2026
Razorpay - Razorpay wins for India-focused businesses; Adyen is better for global enterprise operations.
Adyen vs Razorpay: Quick Pricing Facts
| Feature | Adyen | Razorpay |
|---|---|---|
| Starting Price | $0.13/mo | $2499/mo |
| Number of Plans | 4 | 3 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen is the more affordable option, starting at $0.13/mo compared to Razorpay's $2499/mo. Both are Payment & Billing tools with 7 combined pricing plans and 8 features compared.
Razorpay stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try free |  Razorpay Try free |
|---|---|---|
| Tier 1 | Processing fee $0/month | Free $0/monthCheapest Includes
|
| Tier 2 | Payment method fee $0/monthCheapest | Business Banking+ $2499/month $2499 / year Includes
|
| Tier 3 | Payment method fee $4/monthCheapest | Enterprise Custom pricing Includes
|
| Tier 4 | Payment method fee Custom pricing | - |
← Swipe to compare plans →
Ready to get started? Try either tool free — no credit card required.
Razorpay
Razorpay wins for India-focused businesses; Adyen is better for global enterprise operations.
Based on pricing data only. Review the full comparison below for your specific needs.
Try Razorpay freeFree plan availableWhich Should You Choose?
Choose Adyen if:
- •You need global payment infrastructure across 150+ countries
- •Your business operates across multiple channels and needs unified acquiring
- •You require enterprise fraud management and advanced data analytics
Choose Razorpay if:
- •Your primary market is India and you need UPI, Netbanking, and local wallets
- •You want competitive MDR rates and transparent pricing for Indian transactions
- •You need Razorpay's suite of business banking, payroll, and payment features
Razorpay is India's leading payment gateway, offering UPI, NEFT, cards, and EMI with competitive 2% MDR rates. Adyen supports India but lacks Razorpay's depth in local payment methods and local banking integrations. For India-focused businesses, Razorpay is the natural choice. Adyen is stronger for global operations where India is one market among many.
Frequently Asked Questions: Adyen vs Razorpay
Which is cheaper, Adyen or Razorpay?
How many pricing plans does Adyen have vs Razorpay?
Does Adyen or Razorpay offer a free plan?
Can I save money by paying annually for Adyen or Razorpay?
Does Adyen or Razorpay offer custom enterprise pricing?
How do Adyen and Razorpay compare for Payment & Billing?
Sources
- Adyen Official Pricing- Vendor pricing page
- Razorpay Official Pricing- Vendor pricing page
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