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Accounting

Agicap vs Wave: Pricing Comparison 2026

Side-by-side pricing comparison of Agicap and Wave. See all plans, features, and costs at a glance.

Bottom line: Agicap starts at Custom pricing and Wave starts at $16/mo. Compare all 25 pricing tiers side by side.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Agicap freeTry Wave freePrice updated todayPrice updated 3d ago
Best Value

Wave - Wave offers a free plan, provides up to 11% annual savings.

Agicap vs Wave: Quick Pricing Facts

FeatureAgicapWave
Starting PriceCustom pricing$16/mo
Number of Plans232
Free TierNoYes
Pricing Modelflatfreemium
Annual DiscountN/AUp to 11%

Agicap and Wave are both priced at Custom pricing, making them equally accessible Accounting tools. Together they offer 25 pricing plans with 8 features compared, so the best choice comes down to which features match your needs.

Wave stands out with a free plan for getting started. Agicap uses flat pricing while Wave uses freemium pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Accounting needs.

Pricing Plans
Agicap
Agicap
Try free
Tier 1
Instant cash visibility:
Custom pricing
Starter
$0/monthCheapest
Includes
  • Unlimited invoicing
  • Unlimited estimates
  • Basic accounting
  • Income & expense tracking
Tier 2
Reliable short-term forecasts:
Custom pricing
ProPopular
$16/monthCheapest
$170 / year(save $22)
Includes
  • Auto-import bank transactions
  • Auto-categorization
  • Receipt scanning
  • Unlimited users
Tier 3
Centralized & automated processes:
Custom pricing
-
Tier 4
Daily control & agility:
Custom pricing
-
Tier 5
Consolidated reporting:
Custom pricing
-
Tier 6
Complement to FP&A tools:
Custom pricing
-
Tier 7
Cash management softwares like Agicap
Custom pricing
-
Tier 8
mitigate the risk of cash shortage
Custom pricing
-
Tier 9
Cash management software
Custom pricing
-
Tier 10
over 300 tools
Custom pricing
-
Tier 11
Banking.
Custom pricing
-
Tier 12
ERP and Accounting.
Custom pricing
-
Tier 13
Spend and Invoice Management.
Custom pricing
-
Tier 14
Payment.
Custom pricing
-
Tier 15
File Storage and Spreadsheet Integrations
Custom pricing
-
Tier 16
Customization and Automation.
Custom pricing
-
Tier 17
Comprehensive data protection
Custom pricing
-
Tier 18
Data Privacy Compliance.
Custom pricing
-
Tier 19
ISO/IEC 27701.
Custom pricing
-
Tier 20
TLS Encryption.
Custom pricing
-
Tier 21
high degree of availability
Custom pricing
-
Tier 22
Pro-active data security
Custom pricing
-
Tier 23
,
Custom pricing
-

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Agicap

Cash flow management and treasury forecasting for SMBs

View all Agicap plans

Wave

Free accounting and invoicing software for small businesses, with paid add-ons for payroll and payments

View all Wave plans

Frequently Asked Questions: Agicap vs Wave

How many pricing plans does Agicap have vs Wave?
Agicap offers 23 pricing plans, while Wave offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Agicap or Wave offer a free plan?
Wave offers a free plan, while Agicap does not. If budget is a concern, Wave lets you get started at no cost.
Can I save money by paying annually for Agicap or Wave?
Wave offers up to 11% off on the Pro plan with annual billing. Agicap does not currently advertise annual discounts.
What is the most popular Wave plan?
The Pro plan is Wave's most popular tier, priced at $16/mo. Key features include Auto-import bank transactions, Auto-categorization, Receipt scanning.
Does Agicap or Wave offer custom enterprise pricing?
Agicap offers a custom-priced enterprise tier for larger teams. Wave lists all its pricing publicly.
What pricing models do Agicap and Wave use?
Agicap uses a flat pricing model, while Wave uses freemium pricing. The right model depends on your team size and usage patterns.
How do Agicap and Wave compare for Accounting?
Both Agicap and Wave are Accounting tools. Agicap offers 23 plans starting at Custom pricing, while Wave offers 2 plans starting at $16/mo. Review the feature breakdowns above to see which better fits your Accounting needs.
AI Recommendations

Sources

  1. Agicap Official Pricing- Vendor pricing page
  2. Wave Official Pricing- Vendor pricing page

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