Wave vs Zoho Books: Pricing Comparison 2026
Side-by-side pricing comparison of Wave and Zoho Books. See all plans, features, and costs at a glance.
Bottom line: Zoho Books starts at $2.5/mo, making it $14/mo cheaper than Wave ($16/mo). Wave offers a free plan.
Last updated: July 2, 2026
Wave - Wave offers a free plan, provides up to 11% annual savings.
Wave vs Zoho Books: Quick Pricing Facts
| Feature | Wave | Zoho Books |
|---|---|---|
| Starting Price | $16/mo | $2.5/mo |
| Number of Plans | 2 | 5 |
| Free Tier | Yes | No |
| Pricing Model | freemium | per-seat |
| Annual Discount | Up to 11% | N/A |
Zoho Books is the more affordable option, starting at $2.5/mo compared to Wave's $16/mo. Both are Accounting tools with 7 combined pricing plans and 8 features compared.
Wave stands out with a free plan for getting started. Wave uses freemium pricing while Zoho Books uses per-seat pricing, which may affect your total cost at scale.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Accounting needs.
| Pricing Plans |  Wave Try free |  Zoho Books Try freeAffiliate |
|---|---|---|
| Tier 1 | Starter $0/monthCheapest Includes
| Users $3/month |
| Tier 2 | ProPopular $16/month $170 / year(save $22) Includes
| Document autoscans $8/monthCheapest |
| Tier 3 | - | Locations $10/monthCheapest |
| Tier 4 | - | Expense claim $7/monthCheapest |
| Tier 5 | - | BillPay $59/monthCheapest |
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Ready to get started? Try either tool free — no credit card required.
Wave
Free accounting and invoicing software for small businesses, with paid add-ons for payroll and payments
View all Wave plansZoho Books
End-to-end accounting software with inventory, project tracking, and deep integration across the Zoho suite
View all Zoho Books plansFrequently Asked Questions: Wave vs Zoho Books
Which is cheaper, Wave or Zoho Books?
How many pricing plans does Wave have vs Zoho Books?
Does Wave or Zoho Books offer a free plan?
Can I save money by paying annually for Wave or Zoho Books?
What is the most popular Wave plan?
What pricing models do Wave and Zoho Books use?
How do Wave and Zoho Books compare for Accounting?
Sources
- Wave Official Pricing- Vendor pricing page
- Zoho Books Official Pricing- Vendor pricing page
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