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Payment & Billing

Brex vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Brex and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Brex starts at Custom pricing and Wise Business starts at $0.33/mo. Compare all 8 pricing tiers side by side.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Brex freeTry Wise Business freePrice updated 11d agoPrice updated 11d ago
Best Value

Wise Business - Wise Business offers a free plan, offers 5 tiers vs 3.

Brex vs Wise Business: Quick Pricing Facts

FeatureBrexWise Business
Starting PriceCustom pricing$0.33/mo
Number of Plans35
Free TierNoYes
Pricing Modelfreemiumusage-based
Annual DiscountN/AN/A

Brex and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 8 pricing plans with 18 features compared, so the best choice comes down to which features match your needs.

Wise Business stands out with a free plan for getting started. Brex uses freemium pricing while Wise Business uses usage-based pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Brex
Wise Business
Wise Business
Try free
Tier 1
Essentials
Custom pricing
Start with Essentials
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Start with Register for a Wise account
Tier 2
Premium
Custom pricing
Start with Premium
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.33%
Start with Sending money
Tier 3
Enterprise
Custom pricing
Start with Enterprise
Withdrawing 250 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 250 GBP per month per account Free
  • ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
  • Some ATM providers may charge additional fees.
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Start with Withdrawing 250 GBP per month per account
Tier 4
-
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Start with Holding money in your account
Tier 5
-
Getting account details to receive in 22 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 22 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 19 currencies You can see how much they cost here
Start with Getting account details to receive in 22 currencies

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Brex

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Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans

Frequently Asked Questions: Brex vs Wise Business

How many pricing plans does Brex have vs Wise Business?
Brex offers 3 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Brex or Wise Business offer a free plan?
Wise Business offers a free plan, while Brex does not. If budget is a concern, Wise Business lets you get started at no cost.
Does Brex or Wise Business offer custom enterprise pricing?
Brex offers a custom-priced enterprise tier for larger teams. Wise Business lists all its pricing publicly.
What pricing models do Brex and Wise Business use?
Brex uses a freemium pricing model, while Wise Business uses usage-based pricing. The right model depends on your team size and usage patterns.
How do Brex and Wise Business compare for Payment & Billing?
Both Brex and Wise Business are Payment & Billing tools. Brex offers 3 plans starting at Custom pricing, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Brex Official Pricing- Vendor pricing page
  2. Wise Business Official Pricing- Vendor pricing page

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