Cashfree vs Razorpay: Pricing Comparison 2026
Side-by-side pricing comparison of Cashfree and Razorpay. See all plans, features, and costs at a glance.
Bottom line: Both Cashfree and Razorpay offer free plans. Cashfree has 2 pricing tiers while Razorpay has 3.
Last updated: May 26, 2026
Razorpay - Razorpay is the stronger all-around Indian payment platform; Cashfree wins for bulk payouts and marketplace scenarios.
Cashfree vs Razorpay: Quick Pricing Facts
| Feature | Cashfree | Razorpay |
|---|---|---|
| Starting Price | Custom pricing | $2499/mo |
| Number of Plans | 2 | 3 |
| Free Tier | Yes | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Cashfree and Razorpay are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 5 pricing plans with 16 features compared, so the best choice comes down to which features match your needs.
Both tools offer free plans, making them accessible for teams on a budget.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Cashfree Try free |  Razorpay Try free |
|---|---|---|
| Tier 1 | StandardPopular $0/monthCheapest Includes
| Free $0/monthCheapest Includes
|
| Tier 2 | Enterprise Custom pricing Includes
| Business Banking+ $2499/monthCheapest $2499 / year Includes
|
| Tier 3 | - | Enterprise Custom pricing Includes
|
← Swipe to compare plans →
Ready to get started? Try either tool free — no credit card required.
Razorpay
Razorpay is the stronger all-around Indian payment platform; Cashfree wins for bulk payouts and marketplace scenarios.
Based on pricing data only. Review the full comparison below for your specific needs.
Try Razorpay freeFree plan availableWhich Should You Choose?
Choose Cashfree if:
- •You need competitive rates with a newer API design for Indian payments
- •You want Cashfree's bulk payouts and instant refunds as differentiators
- •You need strong vendor payment and marketplace features
Choose Razorpay if:
- •You need the most widely adopted Indian payment gateway with strong developer tooling
- •You want Razorpay's business banking, current account, and payroll features
- •You need a comprehensive Indian payments ecosystem beyond just gateway services
Cashfree and Razorpay are the two leading Indian payment gateways. Razorpay has broader ecosystem coverage - business banking, payroll, and subscriptions. Cashfree has competitive rates and strong bulk payout capabilities. Both charge similar MDR rates (around 2%). For most Indian businesses, Razorpay's ecosystem and market share give it a slight edge. Cashfree is better for marketplace-style payout scenarios.
Frequently Asked Questions: Cashfree vs Razorpay
How many pricing plans does Cashfree have vs Razorpay?
Does Cashfree or Razorpay offer a free plan?
Can I save money by paying annually for Cashfree or Razorpay?
What is the most popular Cashfree plan?
Does Cashfree or Razorpay offer custom enterprise pricing?
How do Cashfree and Razorpay compare for Payment & Billing?
Sources
- Cashfree Official Pricing- Vendor pricing page
- Razorpay Official Pricing- Vendor pricing page
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