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Payment & Billing

Cashfree vs Razorpay: Pricing Comparison 2026

Side-by-side pricing comparison of Cashfree and Razorpay. See all plans, features, and costs at a glance.

Bottom line: Both Cashfree and Razorpay offer free plans. Cashfree has 2 pricing tiers while Razorpay has 3.

Last updated: March 16, 2026

Data compiled by Arthur Jacquemin
Updated March 16, 2026

Cashfree vs Razorpay: Quick Pricing Facts

FeatureCashfreeRazorpay
Starting PriceCustom pricing$2499/mo
Number of Plans23
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Cashfree and Razorpay are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 5 pricing plans with 16 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Cashfree
Cashfree
Try it free
Razorpay
Razorpay
Try it free
Tier 1
StandardPopular
$0/monthCheapest
Includes
  • Payment gateway
  • 2% per transaction
  • UPI
  • Cards
  • Netbanking
Start with Standard
Free
$0/monthCheapest
Includes
  • Accept payments at 2% platform fee
  • Access to intelligent checkout experience
Start with Free
Tier 2
Enterprise
Custom pricing
Includes
  • Custom rates
  • Dedicated support
  • Priority settlement
Start with Enterprise
Business Banking+
$2499/monthCheapest
$2499 / year
Includes
  • Payroll management
  • Automated payment and filing of compliances
  • Integrated employee benefits
  • Priority support
Start with Business Banking+
Tier 3
Enterprise
Custom pricing
Includes
  • Custom pricing for large volumes of payments
  • Contact sales for details
Start with Enterprise

Swipe to compare plans →

Cashfree

Payment and banking API platform for Indian businesses

View all Cashfree plans

Razorpay

Payment gateway and business banking for India

View all Razorpay plans
Our Pick

Razorpay

Razorpay offers a free plan, offers 3 tiers vs 2.

Based on pricing data only. Review the full comparison below for your specific needs.

Best value: Razorpay

Try Razorpay free

Which Should You Choose?

Choose Cashfree if:

  • You prefer Cashfree's free tier features—Payment gateway, 2% per transaction
  • You prioritize Cashfree's user experience and interface over price (both tools are similarly priced)
  • Cashfree's 2-tier usage-based structure gives clearer cost visibility for budget planning

Choose Razorpay if:

  • You prefer Razorpay's free tier features—Accept payments at 2% platform fee, Access to intelligent checkout experience
  • You need 3 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
  • You prioritize Razorpay's user experience and interface over price (both tools are similarly priced)

Both Cashfree and Razorpay offer free plans [1], eliminating cost barriers for evaluation. This means you can test both tools thoroughly with your actual workflows before any financial commitment. The free tiers differ in scope: Cashfree includes 5 features, while Razorpay includes 2 features. Evaluate which free tier matches your evaluation needs before deciding to upgrade. Your best approach is to activate both free trials and evaluate which tool's workflow, integrations, and user experience align better with your team's needs before committing to paid plans.

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Frequently Asked Questions: Cashfree vs Razorpay

How many pricing plans does Cashfree have vs Razorpay?
Cashfree offers 2 pricing plans, while Razorpay offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Cashfree or Razorpay offer a free plan?
Yes, both Cashfree and Razorpay offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
Can I save money by paying annually for Cashfree or Razorpay?
Both Cashfree and Razorpay offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What is the most popular Cashfree plan?
The Standard plan is Cashfree's most popular tier, priced at Free. Key features include Payment gateway, 2% per transaction, UPI.
Does Cashfree or Razorpay offer custom enterprise pricing?
Yes, both Cashfree and Razorpay offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do Cashfree and Razorpay compare for Payment & Billing?
Both Cashfree and Razorpay are Payment & Billing tools. Cashfree offers 2 plans starting at Custom pricing, while Razorpay offers 3 plans starting at $2499/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.

Sources

  1. Cashfree Official PricingVendor pricing page
  2. Razorpay Official PricingVendor pricing page

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