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Payment & Billing

Cashfree vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Cashfree and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Both Cashfree and Wise Business offer free plans. Cashfree has 2 pricing tiers while Wise Business has 5.

Last updated: March 16, 2026

Data compiled by Arthur Jacquemin
Updated March 16, 2026

Cashfree vs Wise Business: Quick Pricing Facts

FeatureCashfreeWise Business
Starting PriceCustom pricing$0.33/mo
Number of Plans25
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Cashfree and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 7 pricing plans with 25 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Cashfree
Cashfree
Try it free
Wise Business
Wise Business
Try it free
Tier 1
StandardPopular
$0/monthCheapest
Includes
  • Payment gateway
  • 2% per transaction
  • UPI
  • Cards
  • Netbanking
Start with Standard
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Start with Register for a Wise account
Tier 2
Enterprise
Custom pricing
Includes
  • Custom rates
  • Dedicated support
  • Priority settlement
Start with Enterprise
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.33%
Start with Sending money
Tier 3
Withdrawing 200 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 200 GBP per month per account 2 or less withdrawals Free
  • ATM fees over 200 GBP per month per account + 0.50 GBP per withdrawal 1.75%
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Start with Withdrawing 200 GBP per month per account
Tier 4
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Start with Holding money in your account
Tier 5
Getting account details to receive in 24 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 24 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 20 currencies You can see how much they cost here
Start with Getting account details to receive in 24 currencies

Swipe to compare plans →

Cashfree

Payment and banking API platform for Indian businesses

View all Cashfree plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans
Our Pick

Wise Business

Wise Business offers a free plan, offers 5 tiers vs 2.

Based on pricing data only. Review the full comparison below for your specific needs.

Best value: Wise Business

Try Wise Business free

Which Should You Choose?

Choose Cashfree if:

  • You prefer Cashfree's free tier features—Payment gateway, 2% per transaction
  • Your team needs custom enterprise pricing—Cashfree offers negotiated terms for large deployments
  • You prioritize Cashfree's user experience and interface over price (both tools are similarly priced)

Choose Wise Business if:

  • You prefer Wise Business's free tier features—Register for a Wise account Free
  • You need 5 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
  • You want more features built-in—Wise Business offers 9 additional features across its plans

Both Cashfree and Wise Business offer free plans [1], eliminating cost barriers for evaluation. This means you can test both tools thoroughly with your actual workflows before any financial commitment. The free tiers differ in scope: Cashfree includes 5 features, while Wise Business includes 1 features. Evaluate which free tier matches your evaluation needs before deciding to upgrade. Your best approach is to activate both free trials and evaluate which tool's workflow, integrations, and user experience align better with your team's needs before committing to paid plans.

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Frequently Asked Questions: Cashfree vs Wise Business

How many pricing plans does Cashfree have vs Wise Business?
Cashfree offers 2 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Cashfree or Wise Business offer a free plan?
Yes, both Cashfree and Wise Business offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
What is the most popular Cashfree plan?
The Standard plan is Cashfree's most popular tier, priced at Free. Key features include Payment gateway, 2% per transaction, UPI.
Does Cashfree or Wise Business offer custom enterprise pricing?
Cashfree offers a custom-priced enterprise tier for larger teams. Wise Business lists all its pricing publicly.
How do Cashfree and Wise Business compare for Payment & Billing?
Both Cashfree and Wise Business are Payment & Billing tools. Cashfree offers 2 plans starting at Custom pricing, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.

Sources

  1. Cashfree Official PricingVendor pricing page
  2. Wise Business Official PricingVendor pricing page

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