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Payment & Billing

Cashfree vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Cashfree and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Both Cashfree and Wise Business offer free plans. Cashfree has 2 pricing tiers while Wise Business has 5.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Cashfree freeTry Wise Business freePrice updated 14d agoPrice updated 11d ago

Cashfree vs Wise Business: Quick Pricing Facts

FeatureCashfreeWise Business
Starting PriceCustom pricing$0.33/mo
Number of Plans25
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Cashfree and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 7 pricing plans with 26 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Cashfree
Cashfree
Try free
Wise Business
Wise Business
Try free
Tier 1
StandardPopular
$0/monthCheapest
Includes
  • Payment gateway
  • 2% per transaction
  • UPI
  • Cards
  • Netbanking
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Tier 2
Enterprise
Custom pricing
Includes
  • Custom rates
  • Dedicated support
  • Priority settlement
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.33%
Tier 3
-
Withdrawing 250 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 250 GBP per month per account Free
  • ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
  • Some ATM providers may charge additional fees.
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Tier 4
-
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Tier 5
-
Getting account details to receive in 22 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 22 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 19 currencies You can see how much they cost here

← Swipe to compare plans →

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Answer 2 quick questions and we'll help you choose the right plan

Cashfree

Payment and banking API platform for Indian businesses

View all Cashfree plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans

Which Should You Choose?

Choose Cashfree if:

  • You need to accept payments from Indian customers via UPI and local methods
  • You want a payment gateway for integrating into your checkout flow
  • Your primary need is collecting revenue from customers

Choose Wise Business if:

  • You need to send money internationally at near-interbank FX rates
  • You want multi-currency business accounts for paying international vendors
  • Your primary need is cross-border B2B transfers, not customer checkout

Wise Business is for international B2B money transfers. Cashfree is for accepting customer payments in India. They serve different sides of business finance. Many Indian businesses use Cashfree to accept payments from Indian customers and Wise to pay international suppliers or contractors. They are complementary tools.

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Frequently Asked Questions: Cashfree vs Wise Business

How many pricing plans does Cashfree have vs Wise Business?
Cashfree offers 2 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Cashfree or Wise Business offer a free plan?
Yes, both Cashfree and Wise Business offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
What is the most popular Cashfree plan?
The Standard plan is Cashfree's most popular tier, priced at Free. Key features include Payment gateway, 2% per transaction, UPI.
Does Cashfree or Wise Business offer custom enterprise pricing?
Cashfree offers a custom-priced enterprise tier for larger teams. Wise Business lists all its pricing publicly.
How do Cashfree and Wise Business compare for Payment & Billing?
Both Cashfree and Wise Business are Payment & Billing tools. Cashfree offers 2 plans starting at Custom pricing, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Cashfree Official Pricing- Vendor pricing page
  2. Wise Business Official Pricing- Vendor pricing page

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