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Payment & Billing

GoCardless vs Paystack: Pricing Comparison 2026

Side-by-side pricing comparison of GoCardless and Paystack. See all plans, features, and costs at a glance.

Bottom line: GoCardless starts at Custom pricing and Paystack starts at Custom pricing. Compare all 8 pricing tiers side by side.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try GoCardless freeTry Paystack freePrice updated todayPrice updated today
Best Value

Paystack - Paystack offers a free plan.

GoCardless vs Paystack: Quick Pricing Facts

FeatureGoCardlessPaystack
Starting PriceCustom pricingCustom pricing
Number of Plans44
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

GoCardless and Paystack are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 8 pricing plans with 24 features compared, so the best choice comes down to which features match your needs.

Paystack stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
GoCardless
GoCardless
Try free
Paystack
Paystack
Try free
Tier 1
Standard
Custom pricing
Includes
  • 1% + 20p per transaction
  • Capped at £4 (domestic UK)
  • No monthly subscription
Start with Standard
Free
$0/monthCheapest
Includes
  • No monthly fees
  • Basic features
  • Limited transactions
Start with Free
Tier 2
AdvancedPopular
Custom pricing
Includes
  • 1.25% + 20p per transaction
  • Capped at £5 (domestic UK)
  • Intelligent retries
Start with Advanced
Standard
$0/monthCheapest
Includes
  • All Free features
  • More transactions
  • Advanced features
Start with Standard
Tier 3
Pro
Custom pricing
Includes
  • 1.4% + 20p per transaction
  • Capped at £5.60 (domestic UK)
  • Custom payment pages
Start with Pro
PremiumPopular
$0/monthCheapest
Includes
  • All Standard features
  • Priority support
  • Custom integrations
Start with Premium
Tier 4
Custom
Custom pricing
Includes
  • Volume-based discounts
  • For £1m+ annual revenue
  • Negotiated via sales
Start with Custom
Enterprise
Custom pricing
Includes
  • All Premium features
  • Dedicated account manager
  • Custom pricing
Start with Enterprise

← Swipe to compare plans →

Ready to get started? Try either tool free — no credit card required.

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GoCardless

Bank payment platform for recurring direct debit collection

View all GoCardless plans

Paystack

Payment infrastructure for African businesses

View all Paystack plans

Frequently Asked Questions: GoCardless vs Paystack

How many pricing plans does GoCardless have vs Paystack?
GoCardless offers 4 pricing plans, while Paystack offers 4 plans. More plans typically means more flexibility to match your exact needs and budget.
Does GoCardless or Paystack offer a free plan?
Paystack offers a free plan, while GoCardless does not. If budget is a concern, Paystack lets you get started at no cost.
What is the most popular GoCardless plan?
The Advanced plan is GoCardless' most popular tier, priced at Custom pricing. Key features include 1.25% + 20p per transaction, Capped at £5 (domestic UK), Intelligent retries.
What is the most popular Paystack plan?
The Premium plan is Paystack's most popular tier, priced at Free. Key features include All Standard features, Priority support, Custom integrations.
Does GoCardless or Paystack offer custom enterprise pricing?
Yes, both GoCardless and Paystack offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do GoCardless and Paystack compare for Payment & Billing?
Both GoCardless and Paystack are Payment & Billing tools. GoCardless offers 4 plans starting at Custom pricing, while Paystack offers 4 plans starting at Custom pricing. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. GoCardless Official Pricing- Vendor pricing page
  2. Paystack Official Pricing- Vendor pricing page

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