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Payment & Billing

GoCardless vs Pleo: Pricing Comparison 2026

Side-by-side pricing comparison of GoCardless and Pleo. See all plans, features, and costs at a glance.

Bottom line: GoCardless starts at Custom pricing and Pleo starts at $9.5/mo. Compare all 8 pricing tiers side by side.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try GoCardless freeTry Pleo freePrice updated todayPrice updated today
Best Value

Pleo - Pleo offers better overall value.

GoCardless vs Pleo: Quick Pricing Facts

FeatureGoCardlessPleo
Starting PriceCustom pricing$9.5/mo
Number of Plans44
Free TierNoNo
Pricing Modelusage-basedper-seat
Annual DiscountN/AN/A

GoCardless and Pleo are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 8 pricing plans with 41 features compared, so the best choice comes down to which features match your needs.

GoCardless uses usage-based pricing while Pleo uses per-seat pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
GoCardless
GoCardless
Try free
Tier 1
Standard
Custom pricing
Includes
  • 1% + 20p per transaction
  • Capped at £4 (domestic UK)
  • No monthly subscription
Starter
$10/monthCheapest
Includes
  • Physical and virtual cards
  • Accounts payable
  • Real-time expense tracking
  • Automated expense reports
  • Accounting system integrations
  • Live support via chat
  • 1 vendor card
Tier 2
AdvancedPopular
Custom pricing
Includes
  • 1.25% + 20p per transaction
  • Capped at £5 (domestic UK)
  • Intelligent retries
Essential
$39/monthCheapest
Includes
  • Reimbursements
  • Mileage
  • Flexible card limits
  • Up to 25 vendor cards
  • Approval workflows
  • Recurring vendor tracking
  • Credit limit up to GBP 20,000*
Tier 3
Pro
Custom pricing
Includes
  • 1.4% + 20p per transaction
  • Capped at £5.60 (domestic UK)
  • Custom payment pages
Advanced
$99/monthCheapest
Includes
  • Multi-entity management
  • Advanced card controls
  • Up to 100 vendor cards
  • Budgets
  • HRIS integrations
  • Phone support
  • Credit limit up to GBP 250,000*
Tier 4
Custom
Custom pricing
Includes
  • Volume-based discounts
  • For £1m+ annual revenue
  • Negotiated via sales
Beyond
$199/monthCheapest
Includes
  • AI expense review
  • Spending insights
  • Up to 10 sub-accounts
  • Purchase orders
  • Assisted onboarding
  • Concierge support
  • Customer success manager
  • Credit limit up to GBP 500,000*

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GoCardless

Bank payment platform for recurring direct debit collection

View all GoCardless plans

Frequently Asked Questions: GoCardless vs Pleo

How many pricing plans does GoCardless have vs Pleo?
GoCardless offers 4 pricing plans, while Pleo offers 4 plans. More plans typically means more flexibility to match your exact needs and budget.
What is the most popular GoCardless plan?
The Advanced plan is GoCardless' most popular tier, priced at Custom pricing. Key features include 1.25% + 20p per transaction, Capped at £5 (domestic UK), Intelligent retries.
Does GoCardless or Pleo offer custom enterprise pricing?
GoCardless offers a custom-priced enterprise tier for larger teams. Pleo lists all its pricing publicly.
What pricing models do GoCardless and Pleo use?
GoCardless uses a usage-based pricing model, while Pleo uses per-seat pricing. The right model depends on your team size and usage patterns.
How do GoCardless and Pleo compare for Payment & Billing?
Both GoCardless and Pleo are Payment & Billing tools. GoCardless offers 4 plans starting at Custom pricing, while Pleo offers 4 plans starting at $9.5/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. GoCardless Official Pricing- Vendor pricing page
  2. Pleo Official Pricing- Vendor pricing page

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