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HR & People

Gusto vs Justworks: Pricing Comparison 2026

Side-by-side pricing comparison of Gusto and Justworks. See all plans, features, and costs at a glance.

Bottom line: Justworks starts at $8/mo, making it $41/mo cheaper than Gusto ($49/mo). Gusto offers a free plan.

Last updated: March 16, 2026

Data compiled by Arthur Jacquemin
Updated March 16, 2026

Gusto vs Justworks: Quick Pricing Facts

FeatureGustoJustworks
Starting Price$49/mo$8/mo
Number of Plans43
Free TierYesNo
Pricing Modelper-seatper-seat
Annual DiscountN/AN/A

Justworks is the more affordable option, starting at $8/mo compared to Gusto's $49/mo. Both are HR & People tools with 7 combined pricing plans and 29 features compared.

Gusto stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.

Pricing Plans
Gusto
Gusto
Try it freeAffiliate
Justworks
Justworks
Try it free
Tier 1
Contractor Only
$0/monthCheapest
Includes
  • Contractor payments
  • No W-2 employees required
Start with Contractor Only
Payroll
$8/month
Includes
  • Payroll for all employees
  • HR tools
  • Expert support
  • Access to Time Tracking
Start with Payroll
Tier 2
Simple
$49/monthCheapest
$4 / year
Includes
  • Single-state payroll
  • Unlimited payrolls per month
  • Tax filings and payments
  • Basic PTO policies and holiday pay
Start with Simple
PEO Basic
$79/month
Includes
  • Payroll for all employees
  • Compliance simplified
  • HR Consulting & Tools
  • 24/7 Support
  • 401(k)
  • Access to Time Tracking
Start with PEO Basic
Tier 3
Plus
$80/monthCheapest
$7 / year
Includes
  • Multi-state payroll
  • Next-day pay
  • Time Tracking
Start with Plus
PEO PlusPopular
$109/month
Includes
  • Everything in PEO Basic
  • Health Insurance Administration
  • HSA/FSA Accounts
  • Mental Health Benefits
  • Fertility Benefits
Start with PEO Plus
Tier 4
Premium
$180/monthCheapest
$15 / year
Includes
  • Dedicated Service Advisor
  • Access to certified HR experts
  • Performance & compensation management
  • Custom reports
  • Priority support
Start with Premium

Swipe to compare plans →

Gusto

Payroll, benefits, and HR platform for small businesses

View all Gusto plans

Justworks

PEO and payroll platform for small businesses

View all Justworks plans
Our Pick

Gusto

Gusto offers a free plan, offers 4 tiers vs 3.

Based on pricing data only. Review the full comparison below for your specific needs.

Best value: Gusto

Try Gusto free

Which Should You Choose?

Choose Gusto if:

  • You need a free plan with Contractor payments, No W-2 employees required—Gusto offers no-cost access with no credit card required
  • You need 4 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
  • You need predictable billing — Gusto's per-seat model avoids surprise overages

Choose Justworks if:

  • You want lower per-user costs—Justworks starts at $8/mo, saving $41/mo compared to Gusto at $49/mo
  • You want more features built-in—Justworks offers 1 additional features across its plans
  • You want Justworks's approach to incremental feature unlocking across its 3 pricing tiers

Gusto offers a free plan [1], eliminating the cost barrier for evaluation, while Justworks requires paid subscription from the start. This gives Gusto a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Gusto's free tier, upgrading to a paid plan at approximately $49/mo provides substantial additional functionality. Compare this pricing path against Justworks' tiering starting at $8/mo to assess total cost of ownership over 12 months. Gusto's 4 tiers provide flexibility at different budgets, while Justworks' 3 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Gusto is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.

Best choice: Gusto

Try Gusto free
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Frequently Asked Questions: Gusto vs Justworks

Which is cheaper, Gusto or Justworks?
As of March 2026, Justworks starts at a lower price point. Gusto starts at $49/mo while Justworks starts at $8/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Gusto have vs Justworks?
Gusto offers 4 pricing plans, while Justworks offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Gusto or Justworks offer a free plan?
Gusto offers a free plan, while Justworks does not. If budget is a concern, Gusto lets you get started at no cost.
Can I save money by paying annually for Gusto or Justworks?
Both Gusto and Justworks offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What is the most popular Justworks plan?
The PEO Plus plan is Justworks' most popular tier, priced at $109/mo. Key features include Everything in PEO Basic, Health Insurance Administration, HSA/FSA Accounts.
How do Gusto and Justworks compare for HR & People?
Both Gusto and Justworks are HR & People tools. Gusto offers 4 plans starting at $49/mo, while Justworks offers 3 plans starting at $8/mo. Review the feature breakdowns above to see which better fits your HR & People needs.

Sources

  1. Gusto Official PricingVendor pricing page
  2. Justworks Official PricingVendor pricing page

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