Gusto vs Namely: Pricing Comparison 2026
Side-by-side pricing comparison of Gusto and Namely. See all plans, features, and costs at a glance.
Bottom line: Gusto starts at $2.5/mo, making it $7/mo cheaper than Namely ($9/mo). Neither offers a free plan.
Last updated: July 6, 2026
Gusto - Gusto starts at $6.5/mo lower ($2.5/mo vs $9/mo), offers 20 tiers vs 4.
Gusto vs Namely: Quick Pricing Facts
| Feature | Gusto | Namely |
|---|---|---|
| Starting Price | $2.5/mo | $9/mo |
| Number of Plans | 20 | 4 |
| Free Tier | No | No |
| Pricing Model | per-seat | per-seat |
| Annual Discount | N/A | N/A |
Gusto is the more affordable option, starting at $2.5/mo compared to Namely's $9/mo. Both are HR & People tools with 24 combined pricing plans and 17 features compared.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.
| Pricing Plans |  Gusto Try freeAffiliate |  Namely Try free |
|---|---|---|
| Tier 1 | Global contractor payments $5/monthCheapest | |
| Tier 2 | State tax registration Custom pricing | Namely Plus Custom pricing Includes
|
| Tier 3 | R&D tax credits $15/monthCheapest | Namely Plus People Custom pricing Includes
|
| Tier 4 | Next-Day pay $15/monthCheapest | Namely Complete Custom pricing Includes
|
| Tier 5 | Instant pay $100/monthCheapest | - |
| Tier 6 | Same-day pay $90/monthCheapest | - |
| Tier 7 | Time & Attendance Plus $6/monthCheapest | - |
| Tier 8 | Priority Support $30/monthCheapest | - |
| Tier 9 | HR Resources $50/monthCheapest | - |
| Tier 10 | Performance $3/monthCheapest | - |
| Tier 11 | Health insurance Custom pricing | - |
| Tier 12 | Health insurance broker integration $6/monthCheapest | - |
| Tier 13 | Workers' compensation $14/monthCheapest | - |
| Tier 14 | Life and disability Custom pricing | - |
| Tier 15 | Gusto Money Plus $19/monthCheapest | - |
| Tier 16 | Health savings accounts (HSAs) $3/monthCheapest | - |
| Tier 17 | Flexible spending accounts (FSAs) $4/monthCheapest | - |
| Tier 18 | Dependent care FSAs $4/monthCheapest | - |
| Tier 19 | Commuter benefits $4/monthCheapest | - |
| Tier 20 | 401(k) $401/monthCheapest | - |
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Frequently Asked Questions: Gusto vs Namely
Which is cheaper, Gusto or Namely?
How many pricing plans does Gusto have vs Namely?
Can I save money by paying annually for Gusto or Namely?
Does Gusto or Namely offer custom enterprise pricing?
How do Gusto and Namely compare for HR & People?
Sources
- Gusto Official Pricing- Vendor pricing page
- Namely Official Pricing- Vendor pricing page
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