Gusto vs Treegarden: Pricing Comparison 2026
Side-by-side pricing comparison of Gusto and Treegarden. See all plans, features, and costs at a glance.
Bottom line: Gusto starts at $2.5/mo, making it $297/mo cheaper than Treegarden ($299/mo). Neither offers a free plan.
Last updated: August 24, 2026
Gusto - Gusto starts at $296.5/mo lower ($2.5/mo vs $299/mo), offers 20 tiers vs 6.
Gusto vs Treegarden: Quick Pricing Facts
| Feature | Gusto | Treegarden |
|---|---|---|
| Starting Price | $2.5/mo | $299/mo |
| Number of Plans | 20 | 6 |
| Free Tier | No | No |
| Pricing Model | per-seat | flat |
| Annual Discount | N/A | N/A |
Gusto is the more affordable option, starting at $2.5/mo compared to Treegarden's $299/mo. Both are HR & People tools with 26 combined pricing plans and 25 features compared.
Gusto uses per-seat pricing while Treegarden uses flat pricing, which may affect your total cost at scale.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.
| Pricing Plans |  Gusto Try freeAffiliate |  Treegarden Try free |
|---|---|---|
| Tier 1 | Global contractor payments $5/monthCheapest | Growth (ATS) $499/month $5988 / year Includes
|
| Tier 2 | State tax registration Custom pricing | Enterprise Custom pricing Includes
|
| Tier 3 | R&D tax credits $15/monthCheapest | Startup (ATS) $299/month $3588 / year Includes
|
| Tier 4 | Next-Day pay $15/monthCheapest | Scale (ATS) $899/month $10788 / year Includes
|
| Tier 5 | Instant pay $100/monthCheapest | Startup Bundle (ATS + HR) $598/month $7176 / year Includes
|
| Tier 6 | Same-day pay $90/monthCheapest | Growth Bundle (ATS + HR) $998/month $11976 / year Includes
|
| Tier 7 | Time & Attendance Plus $6/monthCheapest | - |
| Tier 8 | Priority Support $30/monthCheapest | - |
| Tier 9 | HR Resources $50/monthCheapest | - |
| Tier 10 | Performance $3/monthCheapest | - |
| Tier 11 | Health insurance Custom pricing | - |
| Tier 12 | Health insurance broker integration $6/monthCheapest | - |
| Tier 13 | Workers' compensation $14/monthCheapest | - |
| Tier 14 | Life and disability Custom pricing | - |
| Tier 15 | Gusto Money Plus $19/monthCheapest | - |
| Tier 16 | Health savings accounts (HSAs) $3/monthCheapest | - |
| Tier 17 | Flexible spending accounts (FSAs) $4/monthCheapest | - |
| Tier 18 | Dependent care FSAs $4/monthCheapest | - |
| Tier 19 | Commuter benefits $4/monthCheapest | - |
| Tier 20 | 401(k) $401/monthCheapest | - |
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Treegarden
ATS and HR platform with recruiting, onboarding, PTO, org charts, and performance reviews, priced per active jobs rather than per seat
View all Treegarden plansFrequently Asked Questions: Gusto vs Treegarden
Which is cheaper, Gusto or Treegarden?
How many pricing plans does Gusto have vs Treegarden?
Can I save money by paying annually for Gusto or Treegarden?
Does Gusto or Treegarden offer custom enterprise pricing?
What pricing models do Gusto and Treegarden use?
How do Gusto and Treegarden compare for HR & People?
Sources
- Gusto Official Pricing- Vendor pricing page
- Treegarden Official Pricing- Vendor pricing page
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