Gusto vs Workday: Pricing Comparison 2026
Side-by-side pricing comparison of Gusto and Workday. See all plans, features, and costs at a glance.
Bottom line: Gusto starts at $2.5/mo and Workday starts at Custom pricing. Compare all 22 pricing tiers side by side.
Last updated: July 6, 2026
Gusto vs Workday: Quick Pricing Facts
| Feature | Gusto | Workday |
|---|---|---|
| Starting Price | $2.5/mo | Custom pricing |
| Number of Plans | 20 | 2 |
| Free Tier | No | No |
| Pricing Model | per-seat | per-seat |
| Annual Discount | N/A | N/A |
Gusto and Workday are both priced at $2.5/mo, making them equally accessible HR & People tools. Together they offer 22 pricing plans with 7 features compared, so the best choice comes down to which features match your needs.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.
| Pricing Plans |  Gusto Try freeAffiliate |  Workday Try free |
|---|---|---|
| Tier 1 | Global contractor payments $5/monthCheapest | HCMPopular Custom pricing Includes
|
| Tier 2 | State tax registration Custom pricing | Financial Management Custom pricing Includes
|
| Tier 3 | R&D tax credits $15/monthCheapest | - |
| Tier 4 | Next-Day pay $15/monthCheapest | - |
| Tier 5 | Instant pay $100/monthCheapest | - |
| Tier 6 | Same-day pay $90/monthCheapest | - |
| Tier 7 | Time & Attendance Plus $6/monthCheapest | - |
| Tier 8 | Priority Support $30/monthCheapest | - |
| Tier 9 | HR Resources $50/monthCheapest | - |
| Tier 10 | Performance $3/monthCheapest | - |
| Tier 11 | Health insurance Custom pricing | - |
| Tier 12 | Health insurance broker integration $6/monthCheapest | - |
| Tier 13 | Workers' compensation $14/monthCheapest | - |
| Tier 14 | Life and disability Custom pricing | - |
| Tier 15 | Gusto Money Plus $19/monthCheapest | - |
| Tier 16 | Health savings accounts (HSAs) $3/monthCheapest | - |
| Tier 17 | Flexible spending accounts (FSAs) $4/monthCheapest | - |
| Tier 18 | Dependent care FSAs $4/monthCheapest | - |
| Tier 19 | Commuter benefits $4/monthCheapest | - |
| Tier 20 | 401(k) $401/monthCheapest | - |
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Frequently Asked Questions: Gusto vs Workday
How many pricing plans does Gusto have vs Workday?
What is the most popular Workday plan?
Does Gusto or Workday offer custom enterprise pricing?
How do Gusto and Workday compare for HR & People?
Sources
- Gusto Official Pricing- Vendor pricing page
- Workday Official Pricing- Vendor pricing page
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