Gusto vs Zenefits: Pricing Comparison 2026
Side-by-side pricing comparison of Gusto and Zenefits. See all plans, features, and costs at a glance.
Bottom line: Gusto starts at $2.5/mo, making it $8/mo cheaper than Zenefits ($10/mo). Zenefits offers a free plan.
Last updated: July 6, 2026
Zenefits - Zenefits offers a free plan.
Gusto vs Zenefits: Quick Pricing Facts
| Feature | Gusto | Zenefits |
|---|---|---|
| Starting Price | $2.5/mo | $10/mo |
| Number of Plans | 20 | 3 |
| Free Tier | No | Yes |
| Pricing Model | per-seat | per-seat |
| Annual Discount | N/A | N/A |
Gusto is the more affordable option, starting at $2.5/mo compared to Zenefits' $10/mo. Both are HR & People tools with 23 combined pricing plans and 8 features compared.
Zenefits stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.
| Pricing Plans |  Gusto Try freeAffiliate |  Zenefits Try free |
|---|---|---|
| Tier 1 | Global contractor payments $5/month | |
| Tier 2 | State tax registration Custom pricing | HR PlusPopular $10/monthCheapest $120 / year Includes
|
| Tier 3 | R&D tax credits $15/monthCheapest | TriNet PEO Custom pricing Includes
|
| Tier 4 | Next-Day pay $15/monthCheapest | - |
| Tier 5 | Instant pay $100/monthCheapest | - |
| Tier 6 | Same-day pay $90/monthCheapest | - |
| Tier 7 | Time & Attendance Plus $6/monthCheapest | - |
| Tier 8 | Priority Support $30/monthCheapest | - |
| Tier 9 | HR Resources $50/monthCheapest | - |
| Tier 10 | Performance $3/monthCheapest | - |
| Tier 11 | Health insurance Custom pricing | - |
| Tier 12 | Health insurance broker integration $6/monthCheapest | - |
| Tier 13 | Workers' compensation $14/monthCheapest | - |
| Tier 14 | Life and disability Custom pricing | - |
| Tier 15 | Gusto Money Plus $19/monthCheapest | - |
| Tier 16 | Health savings accounts (HSAs) $3/monthCheapest | - |
| Tier 17 | Flexible spending accounts (FSAs) $4/monthCheapest | - |
| Tier 18 | Dependent care FSAs $4/monthCheapest | - |
| Tier 19 | Commuter benefits $4/monthCheapest | - |
| Tier 20 | 401(k) $401/monthCheapest | - |
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Frequently Asked Questions: Gusto vs Zenefits
Which is cheaper, Gusto or Zenefits?
How many pricing plans does Gusto have vs Zenefits?
Does Gusto or Zenefits offer a free plan?
Can I save money by paying annually for Gusto or Zenefits?
What is the most popular Zenefits plan?
Does Gusto or Zenefits offer custom enterprise pricing?
How do Gusto and Zenefits compare for HR & People?
Sources
- Gusto Official Pricing- Vendor pricing page
- Zenefits Official Pricing- Vendor pricing page
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