Lago vs Wise Business: Pricing Comparison 2026
Side-by-side pricing comparison of Lago and Wise Business. See all plans, features, and costs at a glance.
Bottom line: Lago starts at Custom pricing and Wise Business starts at $0.33/mo. Compare all 9 pricing tiers side by side.
Last updated: March 16, 2026
Lago vs Wise Business: Quick Pricing Facts
| Feature | Lago | Wise Business |
|---|---|---|
| Starting Price | Custom pricing | $0.33/mo |
| Number of Plans | 4 | 5 |
| Free Tier | No | Yes |
| Pricing Model | open-source | usage-based |
| Annual Discount | N/A | N/A |
Lago and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 9 pricing plans with 17 features compared, so the best choice comes down to which features match your needs.
Wise Business stands out with a free plan for getting started. Lago uses open-source pricing while Wise Business uses usage-based pricing, which may affect your total cost at scale.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Lago Try it free |  Wise Business Try it free |
|---|---|---|
| Tier 1 | Key features Custom pricing | Register for a Wise account $0/monthCheapest Includes
|
| Tier 2 | Lago shines when billing gets complex Custom pricing | Sending money $0/monthCheapest Includes
|
| Tier 3 | Enterprise-grade security and privacy Custom pricing | Withdrawing 200 GBP per month per account $0/monthCheapest Includes
|
| Tier 4 | Lago solves complex billing. Custom pricing | Holding money in your account $0/monthCheapest Includes
|
| Tier 5 | — | Getting account details to receive in 24 currencies $0/monthCheapest Includes
|
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Wise Business
Wise Business offers a free plan, offers 5 tiers vs 4.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: Wise Business
Try Wise Business freeWhich Should You Choose?
Choose Lago if:
- •Your team needs custom enterprise pricing—Lago offers negotiated terms for large deployments
- •You prioritize Lago's user experience and interface over price (both tools are similarly priced)
- •You prefer Lago's open-source model with its 4-tier structure
Choose Wise Business if:
- •You need a free plan with Register for a Wise account Free—Wise Business offers no-cost access with no credit card required
- •You need 5 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—Wise Business offers 17 additional features across its plans
Wise Business offers a free plan [1], eliminating the cost barrier for evaluation, while Lago requires paid subscription from the start. This gives Wise Business a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Wise Business's free tier, upgrading to a paid plan at approximately $0.33/mo provides substantial additional functionality. Compare this pricing path against Lago's tiering starting at Custom pricing to assess total cost of ownership over 12 months. Wise Business's 5 tiers provide flexibility at different budgets, while Lago's 4 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Wise Business is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Lago vs Wise Business
How many pricing plans does Lago have vs Wise Business?
Does Lago or Wise Business offer a free plan?
Does Lago or Wise Business offer custom enterprise pricing?
What pricing models do Lago and Wise Business use?
How do Lago and Wise Business compare for Payment & Billing?
Sources
- Lago Official Pricing— Vendor pricing page
- Wise Business Official Pricing— Vendor pricing page
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