Merchantry vs Wise Business: Pricing Comparison 2026
Side-by-side pricing comparison of Merchantry and Wise Business. See all plans, features, and costs at a glance.
Bottom line: Merchantry starts at Custom pricing and Wise Business starts at $0.33/mo. Compare all 6 pricing tiers side by side.
Last updated: March 16, 2026
Merchantry vs Wise Business: Quick Pricing Facts
| Feature | Merchantry | Wise Business |
|---|---|---|
| Starting Price | Custom pricing | $0.33/mo |
| Number of Plans | 1 | 5 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Merchantry and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 19 features compared, so the best choice comes down to which features match your needs.
Wise Business stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Merchantry Try it free |  Wise Business Try it free |
|---|---|---|
| Tier 1 | Register for a Wise account $0/monthCheapest Includes
| |
| Tier 2 | — | Sending money $0/monthCheapest Includes
|
| Tier 3 | — | Withdrawing 200 GBP per month per account $0/monthCheapest Includes
|
| Tier 4 | — | Holding money in your account $0/monthCheapest Includes
|
| Tier 5 | — | Getting account details to receive in 24 currencies $0/monthCheapest Includes
|
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Wise Business
Wise Business offers a free plan, offers 5 tiers vs 1.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: Wise Business
Try Wise Business freeWhich Should You Choose?
Choose Merchantry if:
- •Your team needs custom enterprise pricing—Merchantry offers negotiated terms for large deployments
- •You prioritize Merchantry's user experience and interface over price (both tools are similarly priced)
- •Merchantry's usage-based pricing lets you match exact team size without tier gaps
Choose Wise Business if:
- •You need a free plan with Register for a Wise account Free—Wise Business offers no-cost access with no credit card required
- •You need 5 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—Wise Business offers 15 additional features across its plans
Wise Business offers a free plan [1], eliminating the cost barrier for evaluation, while Merchantry requires paid subscription from the start. This gives Wise Business a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Wise Business's free tier, upgrading to a paid plan at approximately $0.33/mo provides substantial additional functionality. Compare this pricing path against Merchantry's tiering starting at Custom pricing to assess total cost of ownership over 12 months. Wise Business's 5 tiers provide flexibility at different budgets, while Merchantry's 1 tier structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Wise Business is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Merchantry vs Wise Business
How many pricing plans does Merchantry have vs Wise Business?
Does Merchantry or Wise Business offer a free plan?
Does Merchantry or Wise Business offer custom enterprise pricing?
How do Merchantry and Wise Business compare for Payment & Billing?
Sources
- Merchantry Official Pricing— Vendor pricing page
- Wise Business Official Pricing— Vendor pricing page
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