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Payment & Billing

Payhip vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Payhip and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Wise Business starts at $0.24/mo, making it $29/mo cheaper than Payhip ($29/mo). Payhip offers a free plan.

Last updated: August 31, 2026

Data compiled by Arthur Jacquemin
Updated August 31, 2026
Try Payhip freeTry Wise Business freePrice updated today
Best Value

Wise Business - Wise Business offers a free plan, starts at $28.76/mo lower ($0.24/mo vs $29/mo), offers 5 tiers vs 3.

Payhip vs Wise Business: Quick Pricing Facts

FeaturePayhipWise Business
Starting Price$29/mo$0.24/mo
Number of Plans35
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Wise Business is the more affordable option, starting at $0.24/mo compared to Payhip's $29/mo. Both are Payment & Billing tools with 8 combined pricing plans and 27 features compared.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Payhip
Payhip
Try free
Wise Business
Wise Business
Try free
Tier 1
FREE FOREVER
$0/monthCheapest
Includes
  • All features
  • Unlimited products
  • Unlimited revenue
Start with FREE FOREVER
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Start with Register for a Wise account
Tier 2
PLUS
$29/month
Includes
  • All features
  • Unlimited products
  • Unlimited revenue
Start with PLUS
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.24%
Start with Sending money
Tier 3
PRO
$99/month
Includes
  • All features
  • Unlimited products
  • Unlimited revenue
Start with PRO
Withdrawing 250 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 250 GBP per month per account Free
  • ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
  • Some ATM providers may charge additional fees.
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.24%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Start with Withdrawing 250 GBP per month per account
Tier 4
-
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Start with Holding money in your account
Tier 5
-
Getting account details to receive in 22 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 22 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 19 currencies You can see how much they cost here
Start with Getting account details to receive in 22 currencies

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Payhip

Ecommerce platform for selling digital downloads and courses

View all Payhip plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans

Frequently Asked Questions: Payhip vs Wise Business

Which is cheaper, Payhip or Wise Business?
As of September 2026, Wise Business starts at a lower price point. Payhip starts at $29/mo while Wise Business starts at $0.24/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Payhip have vs Wise Business?
Payhip offers 3 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Payhip or Wise Business offer a free plan?
Yes, both Payhip and Wise Business offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
How do Payhip and Wise Business compare for Payment & Billing?
Both Payhip and Wise Business are Payment & Billing tools. Payhip offers 3 plans starting at $29/mo, while Wise Business offers 5 plans starting at $0.24/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Payhip Official Pricing- Vendor pricing page
  2. Wise Business Official Pricing- Vendor pricing page

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