PayPal Business vs Square: Pricing Comparison 2026
Side-by-side pricing comparison of PayPal Business and Square. See all plans, features, and costs at a glance.
Bottom line: Both PayPal Business and Square offer free plans. PayPal Business has 3 pricing tiers while Square has 2.
Last updated: March 16, 2026
PayPal Business vs Square: Quick Pricing Facts
| Feature | PayPal Business | Square |
|---|---|---|
| Starting Price | Custom pricing | $35/mo |
| Number of Plans | 3 | 2 |
| Free Tier | Yes | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
PayPal Business and Square are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 5 pricing plans with 22 features compared, so the best choice comes down to which features match your needs.
Both tools offer free plans, making them accessible for teams on a budget.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  PayPal Business Try it free |  Square Try it free |
|---|---|---|
| Tier 1 | Free $0/monthCheapest Includes
| Free $0/monthCheapest Includes
|
| Tier 2 | Business Custom pricing Includes
| Square Payroll $35/monthCheapest $5 / year Includes
|
| Tier 3 | Enterprise Custom pricing Includes
| — |
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PayPal Business
PayPal Business offers a free plan, offers 3 tiers vs 2.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: PayPal Business
Try PayPal Business freeWhich Should You Choose?
Choose PayPal Business if:
- •You prefer PayPal Business's free tier features—Accept payments, Invoicing
- •You need 3 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—PayPal Business offers 8 additional features across its plans
- •Your team needs custom enterprise pricing—PayPal Business offers negotiated terms for large deployments
Choose Square if:
- •You prefer Square's free tier features—End-to-end encrypted payments, Active fraud prevention
- •You prioritize Square's user experience and interface over price (both tools are similarly priced)
- •You prefer Square's usage-based model with its 2-tier structure
Both PayPal Business and Square offer free plans [1], eliminating cost barriers for evaluation. This means you can test both tools thoroughly with your actual workflows before any financial commitment. The free tiers differ in scope: PayPal Business includes 5 features, while Square includes 4 features. Evaluate which free tier matches your evaluation needs before deciding to upgrade. Your best approach is to activate both free trials and evaluate which tool's workflow, integrations, and user experience align better with your team's needs before committing to paid plans.
Frequently Asked Questions: PayPal Business vs Square
How many pricing plans does PayPal Business have vs Square?
Does PayPal Business or Square offer a free plan?
Can I save money by paying annually for PayPal Business or Square?
Does PayPal Business or Square offer custom enterprise pricing?
How do PayPal Business and Square compare for Payment & Billing?
Sources
- PayPal Business Official Pricing— Vendor pricing page
- Square Official Pricing— Vendor pricing page
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