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Payment & Billing

Paystack vs Square: Pricing Comparison 2026

Side-by-side pricing comparison of Paystack and Square. See all plans, features, and costs at a glance.

Bottom line: Both Paystack and Square offer free plans. Paystack has 4 pricing tiers while Square has 2.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try Paystack freeTry Square freeUpdated this monthUpdated this month
Best Value

Paystack - Paystack offers a free plan, offers 4 tiers vs 2.

Paystack vs Square: Quick Pricing Facts

FeaturePaystackSquare
Starting PriceCustom pricing$35/mo
Number of Plans42
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Paystack and Square are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 19 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Paystack
Paystack
Try free
Square
Square
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • No monthly fees
  • Basic features
  • Limited transactions
Free
$0/monthCheapest
Includes
  • End-to-end encrypted payments
  • Active fraud prevention
  • Next day transfers
  • Offline payments
Tier 2
Standard
$0/monthCheapest
Includes
  • All Free features
  • More transactions
  • Advanced features
Square Payroll
$35/month
$5 / year
Includes
  • Full-service payroll
  • Starting at $35 per month
  • $6 per person paid
Tier 3
PremiumPopular
$0/monthCheapest
Includes
  • All Standard features
  • Priority support
  • Custom integrations
-
Tier 4
Enterprise
Custom pricing
Includes
  • All Premium features
  • Dedicated account manager
  • Custom pricing
-

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Paystack

Payment infrastructure for African businesses

View all Paystack plans

Square

Payment processing for in-person and online transactions

View all Square plans

Frequently Asked Questions: Paystack vs Square

How many pricing plans does Paystack have vs Square?
Paystack offers 4 pricing plans, while Square offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Paystack or Square offer a free plan?
Yes, both Paystack and Square offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
Can I save money by paying annually for Paystack or Square?
Both Paystack and Square offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What is the most popular Paystack plan?
The Premium plan is Paystack's most popular tier, priced at Free. Key features include All Standard features, Priority support, Custom integrations.
Does Paystack or Square offer custom enterprise pricing?
Paystack offers a custom-priced enterprise tier for larger teams. Square lists all its pricing publicly.
How do Paystack and Square compare for Payment & Billing?
Both Paystack and Square are Payment & Billing tools. Paystack offers 4 plans starting at Custom pricing, while Square offers 2 plans starting at $35/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Paystack Official Pricing- Vendor pricing page
  2. Square Official Pricing- Vendor pricing page

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