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Payment & Billing

Square vs Stripe Billing: Pricing Comparison 2026

Side-by-side pricing comparison of Square and Stripe Billing. See all plans, features, and costs at a glance.

Bottom line: Stripe Billing starts at $11/mo, making it $24/mo cheaper than Square ($35/mo). Square offers a free plan.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Square freeTry Stripe Billing freeUpdated this monthPrice updated 11d ago
Best Value

Square - Square offers a free plan.

Square vs Stripe Billing: Quick Pricing Facts

FeatureSquareStripe Billing
Starting Price$35/mo$11/mo
Number of Plans24
Free TierYesNo
Pricing Modelusage-basedusage
Annual DiscountN/AN/A

Stripe Billing is the more affordable option, starting at $11/mo compared to Square's $35/mo. Both are Payment & Billing tools with 6 combined pricing plans and 7 features compared.

Square stands out with a free plan for getting started. Square uses usage-based pricing while Stripe Billing uses usage pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Square
Square
Try free
Stripe Billing
Stripe Billing
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • End-to-end encrypted payments
  • Active fraud prevention
  • Next day transfers
  • Offline payments
$620
$11/month
Tier 2
Square Payroll
$35/month
$5 / year
Includes
  • Full-service payroll
  • Starting at $35 per month
  • $6 per person paid
$1,500
$14/monthCheapest
Tier 3
-
$2,950
$16/monthCheapest
Tier 4
-
$5,750
$18/monthCheapest

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Square

Payment processing for in-person and online transactions

View all Square plans

Frequently Asked Questions: Square vs Stripe Billing

Which is cheaper, Square or Stripe Billing?
As of July 2026, Stripe Billing starts at a lower price point. Square starts at $35/mo while Stripe Billing starts at $11/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Square have vs Stripe Billing?
Square offers 2 pricing plans, while Stripe Billing offers 4 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Square or Stripe Billing offer a free plan?
Square offers a free plan, while Stripe Billing does not. If budget is a concern, Square lets you get started at no cost.
Can I save money by paying annually for Square or Stripe Billing?
Both Square and Stripe Billing offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What pricing models do Square and Stripe Billing use?
Square uses a usage-based pricing model, while Stripe Billing uses usage pricing. The right model depends on your team size and usage patterns.
How do Square and Stripe Billing compare for Payment & Billing?
Both Square and Stripe Billing are Payment & Billing tools. Square offers 2 plans starting at $35/mo, while Stripe Billing offers 4 plans starting at $11/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Square Official Pricing- Vendor pricing page
  2. Stripe Billing Official Pricing- Vendor pricing page

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