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Payment & Billing

Square vs Tipalti: Pricing Comparison 2026

Side-by-side pricing comparison of Square and Tipalti. See all plans, features, and costs at a glance.

Bottom line: Square starts at $35/mo, making it $64/mo cheaper than Tipalti ($99/mo). Square offers a free plan.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try Square freeTry Tipalti freePrice updated todayPrice updated today
Best Value

Square - Square offers a free plan, starts at $64/mo lower ($35/mo vs $99/mo).

Square vs Tipalti: Quick Pricing Facts

FeatureSquareTipalti
Starting Price$35/mo$99/mo
Number of Plans22
Free TierYesNo
Pricing Modelusage-basedflat
Annual DiscountN/AN/A

Square is the more affordable option, starting at $35/mo compared to Tipalti's $99/mo. Both are Payment & Billing tools with 4 combined pricing plans and 10 features compared.

Square stands out with a free plan for getting started. Square uses usage-based pricing while Tipalti uses flat pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Square
Square
Try free
Tipalti
Tipalti
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • End-to-end encrypted payments
  • Active fraud prevention
  • Next day transfers
  • Offline payments
Tipalti Accounts Payable
$99/month
Includes
  • Transaction pricing per invoice and payments
  • Expand to other modules: Procurement, Expenses, Treasury
Tier 2
Square Payroll
$35/monthCheapest
$5 / year
Includes
  • Full-service payroll
  • Starting at $35 per month
  • $6 per person paid
Tipalti Mass Payments
$249/month
Includes
  • Transaction pricing for payments

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Square

Payment processing for in-person and online transactions

View all Square plans

Tipalti

Accounts payable automation and global mass payments platform

View all Tipalti plans

Frequently Asked Questions: Square vs Tipalti

Which is cheaper, Square or Tipalti?
As of July 2026, Square starts at a lower price point. Square starts at $35/mo while Tipalti starts at $99/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Square have vs Tipalti?
Square offers 2 pricing plans, while Tipalti offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Square or Tipalti offer a free plan?
Square offers a free plan, while Tipalti does not. If budget is a concern, Square lets you get started at no cost.
Can I save money by paying annually for Square or Tipalti?
Both Square and Tipalti offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What pricing models do Square and Tipalti use?
Square uses a usage-based pricing model, while Tipalti uses flat pricing. The right model depends on your team size and usage patterns.
How do Square and Tipalti compare for Payment & Billing?
Both Square and Tipalti are Payment & Billing tools. Square offers 2 plans starting at $35/mo, while Tipalti offers 2 plans starting at $99/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Square Official Pricing- Vendor pricing page
  2. Tipalti Official Pricing- Vendor pricing page

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