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Payment & Billing

Tipalti vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Tipalti and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Wise Business starts at $0.33/mo, making it $99/mo cheaper than Tipalti ($99/mo). Wise Business offers a free plan.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try Tipalti freeTry Wise Business freePrice updated todayPrice updated today
Best Value

Wise Business - Wise Business offers a free plan, starts at $98.67/mo lower ($0.33/mo vs $99/mo), offers 5 tiers vs 2.

Tipalti vs Wise Business: Quick Pricing Facts

FeatureTipaltiWise Business
Starting Price$99/mo$0.33/mo
Number of Plans25
Free TierNoYes
Pricing Modelflatusage-based
Annual DiscountN/AN/A

Wise Business is the more affordable option, starting at $0.33/mo compared to Tipalti's $99/mo. Both are Payment & Billing tools with 7 combined pricing plans and 21 features compared.

Wise Business stands out with a free plan for getting started. Tipalti uses flat pricing while Wise Business uses usage-based pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Tipalti
Tipalti
Try free
Wise Business
Wise Business
Try free
Tier 1
Tipalti Accounts Payable
$99/month
Includes
  • Transaction pricing per invoice and payments
  • Expand to other modules: Procurement, Expenses, Treasury
Start with Tipalti Accounts Payable
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Start with Register for a Wise account
Tier 2
Tipalti Mass Payments
$249/month
Includes
  • Transaction pricing for payments
Start with Tipalti Mass Payments
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.33%
Start with Sending money
Tier 3
-
Withdrawing 250 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 250 GBP per month per account Free
  • ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
  • Some ATM providers may charge additional fees.
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Start with Withdrawing 250 GBP per month per account
Tier 4
-
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Start with Holding money in your account
Tier 5
-
Getting account details to receive in 22 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 22 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 19 currencies You can see how much they cost here
Start with Getting account details to receive in 22 currencies

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Tipalti

Accounts payable automation and global mass payments platform

View all Tipalti plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans

Frequently Asked Questions: Tipalti vs Wise Business

Which is cheaper, Tipalti or Wise Business?
As of July 2026, Wise Business starts at a lower price point. Tipalti starts at $99/mo while Wise Business starts at $0.33/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Tipalti have vs Wise Business?
Tipalti offers 2 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Tipalti or Wise Business offer a free plan?
Wise Business offers a free plan, while Tipalti does not. If budget is a concern, Wise Business lets you get started at no cost.
What pricing models do Tipalti and Wise Business use?
Tipalti uses a flat pricing model, while Wise Business uses usage-based pricing. The right model depends on your team size and usage patterns.
How do Tipalti and Wise Business compare for Payment & Billing?
Both Tipalti and Wise Business are Payment & Billing tools. Tipalti offers 2 plans starting at $99/mo, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Tipalti Official Pricing- Vendor pricing page
  2. Wise Business Official Pricing- Vendor pricing page

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