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Payment & Billing

Whop vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Whop and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Wise Business starts at $0.33/mo, making it $10/mo cheaper than Whop ($10/mo). Whop offers a free plan.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Whop freeTry Wise Business freeUpdated this monthPrice updated 11d ago
Best Value

Wise Business - Wise Business offers a free plan, starts at $9.67/mo lower ($0.33/mo vs $10/mo), offers 5 tiers vs 4.

Whop vs Wise Business: Quick Pricing Facts

FeatureWhopWise Business
Starting Price$10/mo$0.33/mo
Number of Plans45
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Wise Business is the more affordable option, starting at $0.33/mo compared to Whop's $10/mo. Both are Payment & Billing tools with 9 combined pricing plans and 29 features compared.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Wise Business
Wise Business
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • Basic features
  • Community support
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Tier 2
ProPopular
$10/month
$120 / year
Includes
  • Advanced features
  • Priority support
  • Custom integrations
Sending money
$0/monthCheapest
Includes
  • Sending money Fee varies by currency From 0.33%
Tier 3
Business
$30/month
$360 / year
Includes
  • All Pro features
  • Team collaboration tools
  • Analytics dashboard
Withdrawing 250 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 250 GBP per month per account Free
  • ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
  • Some ATM providers may charge additional fees.
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Tier 4
Enterprise
Custom pricing
Includes
  • Custom solutions
  • Dedicated account manager
  • 24/7 support
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Tier 5
-
Getting account details to receive in 22 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 22 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 19 currencies You can see how much they cost here

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Whop

Marketplace for selling digital products and memberships

View all Whop plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans

Frequently Asked Questions: Whop vs Wise Business

Which is cheaper, Whop or Wise Business?
As of July 2026, Wise Business starts at a lower price point. Whop starts at $10/mo while Wise Business starts at $0.33/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Whop have vs Wise Business?
Whop offers 4 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Whop or Wise Business offer a free plan?
Yes, both Whop and Wise Business offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
Can I save money by paying annually for Whop or Wise Business?
Both Whop and Wise Business offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What is the most popular Whop plan?
The Pro plan is Whop's most popular tier, priced at $10/mo. Key features include Advanced features, Priority support, Custom integrations.
Does Whop or Wise Business offer custom enterprise pricing?
Whop offers a custom-priced enterprise tier for larger teams. Wise Business lists all its pricing publicly.
How do Whop and Wise Business compare for Payment & Billing?
Both Whop and Wise Business are Payment & Billing tools. Whop offers 4 plans starting at $10/mo, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Whop Official Pricing- Vendor pricing page
  2. Wise Business Official Pricing- Vendor pricing page

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