Adyen vs Wise Business: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and Wise Business. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo, making it $0/mo cheaper than Wise Business ($0.33/mo). Wise Business offers a free plan.
Last updated: March 16, 2026
Adyen vs Wise Business: Quick Pricing Facts
| Feature | Adyen | Wise Business |
|---|---|---|
| Starting Price | $0.13/mo | $0.33/mo |
| Number of Plans | 2 | 5 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen is the more affordable option, starting at $0.13/mo compared to Wise Business' $0.33/mo. Both are Payment & Billing tools with 7 combined pricing plans and 17 features compared.
Wise Business stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try it free |  Wise Business Try it free |
|---|---|---|
| Tier 1 | Processing fee $0/month | Register for a Wise account $0/monthCheapest Includes
|
| Tier 2 | Payment method fee $0/monthCheapest | Sending money $0/month Includes
|
| Tier 3 | — | Withdrawing 200 GBP per month per account $0/monthCheapest Includes
|
| Tier 4 | — | Holding money in your account $0/monthCheapest Includes
|
| Tier 5 | — | Getting account details to receive in 24 currencies $0/monthCheapest Includes
|
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Wise Business
Wise Business offers a free plan, offers 5 tiers vs 2.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: Wise Business
Try Wise Business freeWhich Should You Choose?
Choose Adyen if:
- •You want lower per-user costs—Adyen starts at $0.13/mo, saving $0.2/mo compared to Wise Business at $0.33/mo
- •You prioritize Adyen's user experience and interface over price (both tools are similarly priced)
- •Adyen's usage-based pricing lets you match exact team size without tier gaps
Choose Wise Business if:
- •You need a free plan with Register for a Wise account Free—Wise Business offers no-cost access with no credit card required
- •You need 5 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—Wise Business offers 17 additional features across its plans
Wise Business offers a free plan [1], eliminating the cost barrier for evaluation, while Adyen requires paid subscription from the start. This gives Wise Business a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Wise Business's free tier, upgrading to a paid plan at approximately $0.33/mo provides substantial additional functionality. Compare this pricing path against Adyen's tiering starting at $0.13/mo to assess total cost of ownership over 12 months. Wise Business's 5 tiers provide flexibility at different budgets, while Adyen's 2 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Wise Business is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Adyen vs Wise Business
Which is cheaper, Adyen or Wise Business?
How many pricing plans does Adyen have vs Wise Business?
Does Adyen or Wise Business offer a free plan?
How do Adyen and Wise Business compare for Payment & Billing?
Sources
- Adyen Official Pricing— Vendor pricing page
- Wise Business Official Pricing— Vendor pricing page
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