Adyen vs Wise Business: Pricing Comparison 2026
Side-by-side pricing comparison of Adyen and Wise Business. See all plans, features, and costs at a glance.
Bottom line: Adyen starts at $0.13/mo, making it $0/mo cheaper than Wise Business ($0.33/mo). Wise Business offers a free plan.
Last updated: July 6, 2026
Adyen vs Wise Business: Quick Pricing Facts
| Feature | Adyen | Wise Business |
|---|---|---|
| Starting Price | $0.13/mo | $0.33/mo |
| Number of Plans | 2 | 5 |
| Free Tier | No | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Adyen is the more affordable option, starting at $0.13/mo compared to Wise Business' $0.33/mo. Both are Payment & Billing tools with 7 combined pricing plans and 18 features compared.
Wise Business stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Adyen Try free |  Wise Business Try free |
|---|---|---|
| Tier 1 | Processing fee $0/month | Register for a Wise account $0/monthCheapest Includes
|
| Tier 2 | Payment method fee $0/monthCheapest | Sending money $0/month Includes
|
| Tier 3 | - | Withdrawing 250 GBP per month per account $0/monthCheapest Includes
|
| Tier 4 | - | Holding money in your account $0/monthCheapest Includes
|
| Tier 5 | - | Getting account details to receive in 22 currencies $0/monthCheapest Includes
|
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Ready to get started? Try either tool free — no credit card required.
Which Should You Choose?
Choose Adyen if:
- •You need a payment processing platform to accept customer payments at checkout
- •You want Adyen to handle acquiring, fraud, and reconciliation for your business
- •Your primary need is accepting payments from customers globally
Choose Wise Business if:
- •You need to send or receive international B2B payments at low FX fees
- •You want to hold multiple currency balances and pay international suppliers
- •You need a business bank account alternative for cross-border transfers
Wise Business is a cross-border payment and multi-currency account service - it moves money between businesses at near-interbank FX rates. Adyen is a customer-facing payment processor for accepting payments. They are complementary. Adyen collects money from your customers. Wise pays your international suppliers. Both can be part of a global business's financial stack.
Frequently Asked Questions: Adyen vs Wise Business
Which is cheaper, Adyen or Wise Business?
How many pricing plans does Adyen have vs Wise Business?
Does Adyen or Wise Business offer a free plan?
How do Adyen and Wise Business compare for Payment & Billing?
Sources
- Adyen Official Pricing- Vendor pricing page
- Wise Business Official Pricing- Vendor pricing page
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