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Payment & Billing

GoCardless vs Razorpay: Pricing Comparison 2026

Side-by-side pricing comparison of GoCardless and Razorpay. See all plans, features, and costs at a glance.

Bottom line: GoCardless starts at Custom pricing and Razorpay starts at $2499/mo. Compare all 7 pricing tiers side by side.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try GoCardless freeTry Razorpay freePrice updated todayPrice updated today

GoCardless vs Razorpay: Quick Pricing Facts

FeatureGoCardlessRazorpay
Starting PriceCustom pricing$2499/mo
Number of Plans43
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

GoCardless and Razorpay are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 7 pricing plans with 20 features compared, so the best choice comes down to which features match your needs.

Razorpay stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
GoCardless
GoCardless
Try free
Razorpay
Razorpay
Try free
Tier 1
Standard
Custom pricing
Includes
  • 1% + 20p per transaction
  • Capped at £4 (domestic UK)
  • No monthly subscription
Start with Standard
Free
$0/monthCheapest
Includes
  • Accept payments at 2% platform fee
  • Access to intelligent checkout experience
Start with Free
Tier 2
AdvancedPopular
Custom pricing
Includes
  • 1.25% + 20p per transaction
  • Capped at £5 (domestic UK)
  • Intelligent retries
Start with Advanced
Business Banking+
$2499/monthCheapest
$2499 / year
Includes
  • Payroll management
  • Automated payment and filing of compliances
  • Integrated employee benefits
  • Priority support
Start with Business Banking+
Tier 3
Pro
Custom pricing
Includes
  • 1.4% + 20p per transaction
  • Capped at £5.60 (domestic UK)
  • Custom payment pages
Start with Pro
Enterprise
Custom pricing
Includes
  • Custom pricing for large volumes of payments
  • Contact sales for details
Start with Enterprise
Tier 4
Custom
Custom pricing
Includes
  • Volume-based discounts
  • For £1m+ annual revenue
  • Negotiated via sales
Start with Custom
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GoCardless

Bank payment platform for recurring direct debit collection

View all GoCardless plans

Razorpay

Payment gateway and business banking for India

View all Razorpay plans

Frequently Asked Questions: GoCardless vs Razorpay

How many pricing plans does GoCardless have vs Razorpay?
GoCardless offers 4 pricing plans, while Razorpay offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does GoCardless or Razorpay offer a free plan?
Razorpay offers a free plan, while GoCardless does not. If budget is a concern, Razorpay lets you get started at no cost.
Can I save money by paying annually for GoCardless or Razorpay?
Both GoCardless and Razorpay offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What is the most popular GoCardless plan?
The Advanced plan is GoCardless' most popular tier, priced at Custom pricing. Key features include 1.25% + 20p per transaction, Capped at £5 (domestic UK), Intelligent retries.
Does GoCardless or Razorpay offer custom enterprise pricing?
Yes, both GoCardless and Razorpay offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do GoCardless and Razorpay compare for Payment & Billing?
Both GoCardless and Razorpay are Payment & Billing tools. GoCardless offers 4 plans starting at Custom pricing, while Razorpay offers 3 plans starting at $2499/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. GoCardless Official Pricing- Vendor pricing page
  2. Razorpay Official Pricing- Vendor pricing page

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