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Payment & Billing

Gumroad vs Razorpay: Pricing Comparison 2026

Side-by-side pricing comparison of Gumroad and Razorpay. See all plans, features, and costs at a glance.

Bottom line: Gumroad starts at Custom pricing and Razorpay starts at $2499/mo. Compare all 5 pricing tiers side by side.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Best Value

Razorpay - Razorpay offers a free plan, offers 3 tiers vs 2.

Gumroad vs Razorpay: Quick Pricing Facts

FeatureGumroadRazorpay
Starting PriceCustom pricing$2499/mo
Number of Plans23
Free TierNoYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Gumroad and Razorpay are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 5 pricing plans with 13 features compared, so the best choice comes down to which features match your needs.

Razorpay stands out with a free plan for getting started.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Gumroad
Gumroad
Try free
Razorpay
Razorpay
Try free
Tier 1
Standard
Custom pricing
Includes
  • 10% + $0.50 per transaction
  • Sales through profile
  • Direct links to customers
Free
$0/monthCheapest
Includes
  • Accept payments at 2% platform fee
  • Access to intelligent checkout experience
Tier 2
Marketplace
Custom pricing
Includes
  • 30% per transaction
  • Sales through discover marketplace
Business Banking+
$2499/monthCheapest
$2499 / year
Includes
  • Payroll management
  • Automated payment and filing of compliances
  • Integrated employee benefits
  • Priority support
Tier 3
-
Enterprise
Custom pricing
Includes
  • Custom pricing for large volumes of payments
  • Contact sales for details

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Gumroad

Simple platform for selling digital products and memberships

View all Gumroad plans

Razorpay

Payment gateway and business banking for India

View all Razorpay plans

Frequently Asked Questions: Gumroad vs Razorpay

How many pricing plans does Gumroad have vs Razorpay?
Gumroad offers 2 pricing plans, while Razorpay offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Gumroad or Razorpay offer a free plan?
Razorpay offers a free plan, while Gumroad does not. If budget is a concern, Razorpay lets you get started at no cost.
Can I save money by paying annually for Gumroad or Razorpay?
Both Gumroad and Razorpay offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Gumroad or Razorpay offer custom enterprise pricing?
Yes, both Gumroad and Razorpay offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
How do Gumroad and Razorpay compare for Payment & Billing?
Both Gumroad and Razorpay are Payment & Billing tools. Gumroad offers 2 plans starting at Custom pricing, while Razorpay offers 3 plans starting at $2499/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Gumroad Official Pricing- Vendor pricing page
  2. Razorpay Official Pricing- Vendor pricing page

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