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HR & People
Gusto vs Workable: Pricing Comparison 2026
Side-by-side pricing comparison of Gusto and Workable. See all plans, features, and costs at a glance.
Bottom line: Gusto starts at $2.5/mo, making it $297/mo cheaper than Workable ($299/mo). Neither offers a free plan.
Last updated: July 6, 2026
Data compiled by Arthur Jacquemin
Updated July 6, 2026
Best Value
Gusto - Gusto starts at $296.5/mo lower ($2.5/mo vs $299/mo), offers 20 tiers vs 3.
Gusto vs Workable: Quick Pricing Facts
| Feature | Gusto | Workable |
|---|---|---|
| Starting Price | $2.5/mo | $299/mo |
| Number of Plans | 20 | 3 |
| Free Tier | No | No |
| Pricing Model | per-seat | per-seat |
| Annual Discount | N/A | N/A |
Gusto is the more affordable option, starting at $2.5/mo compared to Workable's $299/mo. Both are HR & People tools with 23 combined pricing plans and 70 features compared.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your HR & People needs.
| Pricing Plans |  Gusto Try freeAffiliate |  Workable Try free |
|---|---|---|
| Tier 1 | Global contractor payments $5/monthCheapest | Standard $299/month Includes
|
| Tier 2 | State tax registration Custom pricing | Premier $599/monthCheapest Includes
|
| Tier 3 | R&D tax credits $15/monthCheapest | Enterprise $719/month Includes
|
| Tier 4 | Next-Day pay $15/monthCheapest | - |
| Tier 5 | Instant pay $100/monthCheapest | - |
| Tier 6 | Same-day pay $90/monthCheapest | - |
| Tier 7 | Time & Attendance Plus $6/monthCheapest | - |
| Tier 8 | Priority Support $30/monthCheapest | - |
| Tier 9 | HR Resources $50/monthCheapest | - |
| Tier 10 | Performance $3/monthCheapest | - |
| Tier 11 | Health insurance Custom pricing | - |
| Tier 12 | Health insurance broker integration $6/monthCheapest | - |
| Tier 13 | Workers' compensation $14/monthCheapest | - |
| Tier 14 | Life and disability Custom pricing | - |
| Tier 15 | Gusto Money Plus $19/monthCheapest | - |
| Tier 16 | Health savings accounts (HSAs) $3/monthCheapest | - |
| Tier 17 | Flexible spending accounts (FSAs) $4/monthCheapest | - |
| Tier 18 | Dependent care FSAs $4/monthCheapest | - |
| Tier 19 | Commuter benefits $4/monthCheapest | - |
| Tier 20 | 401(k) $401/monthCheapest | - |
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Frequently Asked Questions: Gusto vs Workable
Which is cheaper, Gusto or Workable?
As of July 2026, Gusto starts at a lower price point. Gusto starts at $2.5/mo while Workable starts at $299/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Gusto have vs Workable?
Gusto offers 20 pricing plans, while Workable offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Gusto or Workable offer custom enterprise pricing?
Gusto offers a custom-priced enterprise tier for larger teams. Workable lists all its pricing publicly.
How do Gusto and Workable compare for HR & People?
Both Gusto and Workable are HR & People tools. Gusto offers 20 plans starting at $2.5/mo, while Workable offers 3 plans starting at $299/mo. Review the feature breakdowns above to see which better fits your HR & People needs.
AI Recommendations
Sources
- Gusto Official Pricing- Vendor pricing page
- Workable Official Pricing- Vendor pricing page
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