Justworks vs Rippling: Pricing Comparison 2026

Justworks and Rippling serve growing companies with different service models. Justworks is a PEO - through co-employment, it bundles payroll, benefits, compliance, and HR support. Basic at $59/employee/month. Plus at $109/employee/month with medical, dental, and vision. The PEO model means Justworks handles compliance, tax filings, and benefits administration as your co-employer. Rippling is a modular workforce platform. Core HR starts around $8/employee/month. Add payroll, benefits, device management, and app provisioning as needed. Total cost typically runs $15-25/employee/month depending on modules. Rippling is not a PEO - it is software that you manage. Justworks' PEO advantage: large-group benefits pricing. A 15-person company accessing enterprise-tier health insurance rates can save thousands per year compared to small-group market rates. The bundled HR support means a dedicated advisor handles compliance questions without you hiring an HR manager. Rippling's platform advantage: automation across HR, IT, and Finance. When you hire someone, Rippling provisions their laptop, sets up email, enrolls them in payroll, and assigns SaaS licenses - one workflow. Justworks handles the HR/payroll portion but requires separate IT management. For small businesses (under 50 employees) that want hands-off HR with great benefits, Justworks' PEO model provides real value. For companies that want to manage their own HR with powerful automation across departments, Rippling's platform approach offers more control.