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Payment & Billing

Maxio vs Razorpay: Pricing Comparison 2026

Side-by-side pricing comparison of Maxio and Razorpay. See all plans, features, and costs at a glance.

Bottom line: Maxio starts at $599/mo, making it $1900/mo cheaper than Razorpay ($2499/mo). Razorpay offers a free plan.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Maxio freeTry Razorpay freePrice updated 11d agoUpdated this month
Best Value

Razorpay - Razorpay offers a free plan, offers 3 tiers vs 2.

Maxio vs Razorpay: Quick Pricing Facts

FeatureMaxioRazorpay
Starting Price$599/mo$2499/mo
Number of Plans23
Free TierNoYes
Pricing Modelusageusage-based
Annual DiscountN/AN/A

Maxio is the more affordable option, starting at $599/mo compared to Razorpay's $2499/mo. Both are Payment & Billing tools with 5 combined pricing plans and 8 features compared.

Razorpay stands out with a free plan for getting started. Maxio uses usage pricing while Razorpay uses usage-based pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Razorpay
Razorpay
Try free
Tier 1
$599 / monthPopular
$599/month
Free
$0/monthCheapest
Includes
  • Accept payments at 2% platform fee
  • Access to intelligent checkout experience
Tier 2
Get a QuotePopular
Custom pricing
Business Banking+
$2499/monthCheapest
$2499 / year
Includes
  • Payroll management
  • Automated payment and filing of compliances
  • Integrated employee benefits
  • Priority support
Tier 3
-
Enterprise
Custom pricing
Includes
  • Custom pricing for large volumes of payments
  • Contact sales for details

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Razorpay

Payment gateway and business banking for India

View all Razorpay plans

Frequently Asked Questions: Maxio vs Razorpay

Which is cheaper, Maxio or Razorpay?
As of July 2026, Maxio starts at a lower price point. Maxio starts at $599/mo while Razorpay starts at $2499/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Maxio have vs Razorpay?
Maxio offers 2 pricing plans, while Razorpay offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Maxio or Razorpay offer a free plan?
Razorpay offers a free plan, while Maxio does not. If budget is a concern, Razorpay lets you get started at no cost.
Can I save money by paying annually for Maxio or Razorpay?
Both Maxio and Razorpay offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
What is the most popular Maxio plan?
The $599 / month plan is Maxio's most popular tier, priced at $599/mo.
Does Maxio or Razorpay offer custom enterprise pricing?
Yes, both Maxio and Razorpay offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
What pricing models do Maxio and Razorpay use?
Maxio uses a usage pricing model, while Razorpay uses usage-based pricing. The right model depends on your team size and usage patterns.
AI Recommendations

Sources

  1. Maxio Official Pricing- Vendor pricing page
  2. Razorpay Official Pricing- Vendor pricing page

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