PayPal Business vs Wise Business: Pricing Comparison 2026
Side-by-side pricing comparison of PayPal Business and Wise Business. See all plans, features, and costs at a glance.
Bottom line: Both PayPal Business and Wise Business offer free plans. PayPal Business has 3 pricing tiers while Wise Business has 5.
Last updated: July 6, 2026
Wise Business - Wise Business offers a free plan, offers 5 tiers vs 3.
PayPal Business vs Wise Business: Quick Pricing Facts
| Feature | PayPal Business | Wise Business |
|---|---|---|
| Starting Price | Custom pricing | $0.33/mo |
| Number of Plans | 3 | 5 |
| Free Tier | Yes | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
PayPal Business and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 8 pricing plans with 33 features compared, so the best choice comes down to which features match your needs.
Both tools offer free plans, making them accessible for teams on a budget.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  PayPal Business Try free |  Wise Business Try free |
|---|---|---|
| Tier 1 | Free $0/monthCheapest Includes
| Register for a Wise account $0/monthCheapest Includes
|
| Tier 2 | Business Custom pricing Includes
| Sending money $0/monthCheapest Includes
|
| Tier 3 | Enterprise Custom pricing Includes
| Withdrawing 250 GBP per month per account $0/monthCheapest Includes
|
| Tier 4 | - | Holding money in your account $0/monthCheapest Includes
|
| Tier 5 | - | Getting account details to receive in 22 currencies $0/monthCheapest Includes
|
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Ready to get started? Try either tool free — no credit card required.
Frequently Asked Questions: PayPal Business vs Wise Business
How many pricing plans does PayPal Business have vs Wise Business?
Does PayPal Business or Wise Business offer a free plan?
Does PayPal Business or Wise Business offer custom enterprise pricing?
How do PayPal Business and Wise Business compare for Payment & Billing?
Sources
- PayPal Business Official Pricing- Vendor pricing page
- Wise Business Official Pricing- Vendor pricing page
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