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Payment & Billing

Paystack vs Wise Business: Pricing Comparison 2026

Side-by-side pricing comparison of Paystack and Wise Business. See all plans, features, and costs at a glance.

Bottom line: Both Paystack and Wise Business offer free plans. Paystack has 4 pricing tiers while Wise Business has 5.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Paystack freeTry Wise Business freePrice updated 14d agoPrice updated 10d ago
Best Value

Wise Business - Wise Business offers a free plan, offers 5 tiers vs 4.

Paystack vs Wise Business: Quick Pricing Facts

FeaturePaystackWise Business
Starting PriceCustom pricing$0.33/mo
Number of Plans45
Free TierYesYes
Pricing Modelusage-basedusage-based
Annual DiscountN/AN/A

Paystack and Wise Business are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 9 pricing plans with 30 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Paystack
Paystack
Try free
Wise Business
Wise Business
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • No monthly fees
  • Basic features
  • Limited transactions
Start with Free
Register for a Wise account
$0/monthCheapest
Includes
  • Register for a Wise account Free
Start with Register for a Wise account
Tier 2
Standard
$0/monthCheapest
Includes
  • All Free features
  • More transactions
  • Advanced features
Start with Standard
Sending money
$0/month
Includes
  • Sending money Fee varies by currency From 0.33%
Start with Sending money
Tier 3
PremiumPopular
$0/monthCheapest
Includes
  • All Standard features
  • Priority support
  • Custom integrations
Start with Premium
Withdrawing 250 GBP per month per account
$0/monthCheapest
Includes
  • Withdrawing 250 GBP per month per account Free
  • ATM fees over 250 GBP per month per account 2.69% of amount over 250 GBP
  • Some ATM providers may charge additional fees.
  • Topping up external e-wallets Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. 2%
  • Getting the Wise debit card No subscription fees 7 GBP
  • Converting money Fee varies by currency From 0.33%
  • Pay with the Wise card Spend funds in your account in the same currency online, in-store and abroad safely Free
Start with Withdrawing 250 GBP per month per account
Tier 4
Enterprise
Custom pricing
Includes
  • All Premium features
  • Dedicated account manager
  • Custom pricing
Start with Enterprise
Holding money in your account
$0/monthCheapest
Includes
  • Holding money in your account Free
  • Using Wise Interest Keep your money in an interest-earning fund Capital at risk. Growth not guaranteed Learn more From 0.26% annual fee
  • Using Stocks Have a stake in the world’s largest companies Capital at risk. Growth not guaranteed Learn more From 0.59% annual fee
Start with Holding money in your account
Tier 5
-
Getting account details to receive in 22 currencies
$0/monthCheapest
Includes
  • Getting account details to receive in 22 currencies Learn more Free
  • Receiving domestic payments (non-Swift / non-wire) Receive AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD Free
  • Receiving USD wire and Swift payments Fixed fee per payment 6.11 USD
  • Receiving GBP Swift payments Fixed fee per payment 2.16 GBP
  • Receiving EUR Swift payments Fixed fee per payment 2.39 EUR
  • Receiving Swift payments in an additional 19 currencies You can see how much they cost here
Start with Getting account details to receive in 22 currencies

← Swipe to compare plans →

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Paystack

Payment infrastructure for African businesses

View all Paystack plans

Wise Business

International money transfers and multi-currency accounts

View all Wise Business plans

Frequently Asked Questions: Paystack vs Wise Business

How many pricing plans does Paystack have vs Wise Business?
Paystack offers 4 pricing plans, while Wise Business offers 5 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Paystack or Wise Business offer a free plan?
Yes, both Paystack and Wise Business offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
What is the most popular Paystack plan?
The Premium plan is Paystack's most popular tier, priced at Free. Key features include All Standard features, Priority support, Custom integrations.
Does Paystack or Wise Business offer custom enterprise pricing?
Paystack offers a custom-priced enterprise tier for larger teams. Wise Business lists all its pricing publicly.
How do Paystack and Wise Business compare for Payment & Billing?
Both Paystack and Wise Business are Payment & Billing tools. Paystack offers 4 plans starting at Custom pricing, while Wise Business offers 5 plans starting at $0.33/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Paystack Official Pricing- Vendor pricing page
  2. Wise Business Official Pricing- Vendor pricing page

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