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Payment & Billing

Ramp vs Razorpay: Pricing Comparison 2026

Side-by-side pricing comparison of Ramp and Razorpay. See all plans, features, and costs at a glance.

Bottom line: Both Ramp and Razorpay offer free plans. Ramp has 3 pricing tiers while Razorpay has 3.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Ramp freeTry Razorpay freePrice updated 11d agoUpdated this month
Best Value

Razorpay - Razorpay offers a free plan.

Ramp vs Razorpay: Quick Pricing Facts

FeatureRampRazorpay
Starting PriceCustom pricing$2499/mo
Number of Plans33
Free TierYesYes
Pricing Modelfreemiumusage-based
Annual DiscountN/AN/A

Ramp and Razorpay are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 6 pricing plans with 8 features compared, so the best choice comes down to which features match your needs.

Both tools offer free plans, making them accessible for teams on a budget. Ramp uses freemium pricing while Razorpay uses usage-based pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Ramp
Razorpay
Razorpay
Try free
Tier 1
Free
$0/monthCheapest
Start with Free
Free
$0/monthCheapest
Includes
  • Accept payments at 2% platform fee
  • Access to intelligent checkout experience
Start with Free
Tier 2
Plus
Custom pricing
Start with Plus
Business Banking+
$2499/monthCheapest
$2499 / year
Includes
  • Payroll management
  • Automated payment and filing of compliances
  • Integrated employee benefits
  • Priority support
Start with Business Banking+
Tier 3
Enterprise
Custom pricing
Start with Enterprise
Enterprise
Custom pricing
Includes
  • Custom pricing for large volumes of payments
  • Contact sales for details
Start with Enterprise

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Ramp

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Razorpay

Payment gateway and business banking for India

View all Razorpay plans

Frequently Asked Questions: Ramp vs Razorpay

How many pricing plans does Ramp have vs Razorpay?
Ramp offers 3 pricing plans, while Razorpay offers 3 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Ramp or Razorpay offer a free plan?
Yes, both Ramp and Razorpay offer free plans. Compare the feature limits of each free tier to see which better fits your use case before upgrading.
Can I save money by paying annually for Ramp or Razorpay?
Both Ramp and Razorpay offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Ramp or Razorpay offer custom enterprise pricing?
Yes, both Ramp and Razorpay offer custom enterprise pricing tiers with quote-based pricing. Contact each vendor for a tailored quote.
What pricing models do Ramp and Razorpay use?
Ramp uses a freemium pricing model, while Razorpay uses usage-based pricing. The right model depends on your team size and usage patterns.
How do Ramp and Razorpay compare for Payment & Billing?
Both Ramp and Razorpay are Payment & Billing tools. Ramp offers 3 plans starting at Custom pricing, while Razorpay offers 3 plans starting at $2499/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Ramp Official Pricing- Vendor pricing page
  2. Razorpay Official Pricing- Vendor pricing page

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